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2978 Chipper Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2978 Chipper Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,207 sqft · built 1970
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$71,800 (Apr 2024)
Tax Bill$3,450 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-37-25-FO-70-3

Property Details

APN / Parcel Number

Primary APN28-37-25-FO-70-3
Alternative APNs
  • 28-37-25-FO-00070.0-0003.00
  • 2833585

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,207 sqft Living Area
Gross Area1,755 sqft
1st Floor Area1,207 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions124 ft deep x 75 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area128 sqft
Patio Area128 sqft
Utility Building132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2833585
Street Address2978 CHIPPER DR NE
CityPALM BAY
StateFL
Zip32905-5705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 4 LOT 3 BLK 70
Legal Range37E
Legal Township28S
Legal Section25
Legal SubdivisionPORT MALABAR UNIT 4
Legal Block70
Legal Lot Number3
Legal Unit4
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4022
Census Tract65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2978 CHIPPER DR NE, PALM BAY, FL 32905-5705
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Quit Claim Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 30, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 9, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2024 · Amount on Record
Deed SaleApr 17, 2024 · Amount on Record
Prior SaleDec 9, 2019 · Amount on Record
Deed Document Number202477729
Deed Book / Page10040 / 1747
Prior Transfer DateJan 27, 2024
Prior Transfer Doc0100401747
Record UpdatedOct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateApr 17, 2024
Property Address2978 CHIPPER DR NE, PALM BAY, FL 32905-5705
Document Number0100401747
Book / Page10040 / 1747
Map ReferenceMB 14 PG 18
Instrument DateJan 27, 2024
Instrument2024077729
Transaction TypeTransfer
Record UpdatedMay 2, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$502.60
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2978 CHIPPER DR NE, PALM BAY, FL 32905-5705

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2978 CHIPPER DR NE, PALM BAY, FL 32905-5705

Mortgage

Document Number0100401749
DateApr 17, 2024
Instrument10040/1749
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term298 Months
DueFeb 1, 2049

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2978 CHIPPER DR NE, PALM BAY, FL 32905-5705
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2978 CHIPPER DR NE, PALM BAY, FL 32905-5705

Mortgage

Document Number0094601276
DateMar 30, 2022
Book Page9460/1276
Instrument2022079222
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 9, 2019
Property Address2978 CHIPPER DR NE, PALM BAY, FL 32905-5705
Document Number0086081997
Book / Page8608 / 1997
Map ReferenceMB 14 PG 18
Instrument DateNov 21, 2019
Instrument2019266350
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyBELLA TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12741 STRATFORD DR, 12741, LAURINBURG, NC 28352-2045

Transferred To (Grantee/Buyer)

NameVerified Name
Address1731 WASHINGTON ST, BRAINTREE, MA 02184-7945

Mortgage

Document Number2019266351
DateDec 9, 2019
Instrument2019266351
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,460 (-3.07%)$192,460 (-3.07%)
2025$3,450.00 (+8.63%)$198,560 (-2.6%) Land $70,000 Building $128,560$198,560 (-2.6%) Land $70,000 Building $128,560
2023$3,176.00 (+11.56%)$203,870 (+12.41%) Land $35,000 Building $168,870$203,870 (+12.41%) Land $35,000 Building $168,870
2022$2,847.00$181,360 Land $35,000 Building $146,360$181,360 Land $35,000 Building $146,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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