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2963 Chipper Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2963 Chipper Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1971
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jul 2026)
Tax Bill$2,940 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-25-FO-69-8

Property Details

APN / Parcel Number

Primary APN28-37-25-FO-69-8
Alternative APNs
  • 28-37-25-FO-00069.0-0008.00
  • 2833566

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,206 sqft
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeCarport
Garage Area270 sqft
CarportCarport
Carport Area270 sqft
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2833566
Street Address2963 CHIPPER DR NE
CityPALM BAY
StateFL
Zip32905-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 4 LOT 8 BLK 69
Legal Range37E
Legal Township28S
Legal Section25
Legal SubdivisionPORT MALABAR UNIT 4
Legal Block69
Legal Lot Number8
Legal Unit4
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4030
Census Tract65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2963 CHIPPER DR NE, PALM BAY, FL 32905-5704
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 9, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Feb 13, 2017Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2026 · Amount on Record
Deed SaleJul 8, 2026 · Amount on Record
Prior SaleApr 9, 2018 · Amount on Record
Deed Document Number2026138730
Deed Book / Page10671 / 211
Prior Transfer DateDec 16, 2019
Prior Transfer Doc0086232951
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 8, 2026
Property Address2963 CHIPPER DR NE, PALM BAY, FL 32905-5704
Document Number0000138730
Book / Page10671 / 211
Instrument DateJun 22, 2026
Instrument2026138730
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$141,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2963 CHIPPER DR NE, PALM BAY, FL 32905-5704

Mortgage

Document Number0000138731,
DateJul 8, 2026
Instrument2026138731
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueJul 1, 2051
Interest
Rate6.53%
Max Rate-1%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateDec 27, 2019
Property Address2963 CHIPPER DR NE, PALM BAY, FL 32905-5704
Document Number0086232951
Book / Page008623 / 002951
Instrument DateDec 16, 2019
Instrument280453
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4220 DERBY PL OVIEDO FL 327657560, OVIEDO, FL 32765-7560

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 9, 2018
Property Address2963 CHIPPER DR NE, PALM BAY, FL 32905-5704
Document Number0081340923
Book / Page008134 / 000923
Instrument DateApr 6, 2018
Instrument77785
Transaction TypeTransfer
Record UpdatedApr 19, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2963 CHIPPER DR NE PALM BAY FL 329055704, PALM BAY, FL 32905-5704

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateFeb 13, 2017
Property Address2963 CHIPPER DR NE, PALM BAY, FL 32905-5704
Document Number0078182735
Book / Page007818 / 002735
Instrument DateFeb 13, 2017
Instrument30314
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2963 CHIPPER DR NE PALM BAY FL 329055704, PALM BAY, FL 32905-5704

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,290 (-4.8%)$165,290 (-4.8%)
2025$2,940.00 (+4.78%)$173,620 (-1.88%)$173,620 (-1.88%)
2024$2,806.00 (+3.77%)
2023$2,704.00 (+12.15%)$176,950 (+13.41%) Land $35,000 Building $141,950$176,950 (+13.41%) Land $35,000 Building $141,950
2022$2,411.00$156,030 Land $35,000 Building $121,030$156,030 Land $35,000 Building $121,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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