2977 Pine Grove Way, Lima, OH 45805 Property Records

Allen County property record for 2977 Pine Grove Way, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,820 sqft · built 1998
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Mar 2026)
Tax Bill	$11,269 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-1606-02-007.000`

Property Details

APN / Parcel Number

Primary APN	`46-1606-02-007.000`
Alternative APN	`L3546160602007000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,820 sqft Living Area
Gross Area	7,436 sqft
1st Floor Area	2,708 sqft
Upper Floors Area	1,192 sqft
Basement Area	2,708 sqft
Finished Basement	1,920 sqft
Unfinished Basement	788 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	280 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2977 PINE GROVE WAY
City	LIMA
State	OH
Zip	45805-4099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CATAUBA RUN IN PT NW1/4 LOT 5 JOINT TEN RTS 06-04-16
Legal Subdivision	CATAUBA RUN
Legal Lot Number	5
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1000
Census Tract	12100

Owner

2977 Pine Grove Way is owned and occupied by an individual who bought it in March 2026.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2977 PINE GROVE WAY, LIMA, OH 45805-4099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	20262191
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2977 PINE GROVE WAY, LIMA, OH 45805-4099
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 PINE GROVE WAY, LIMA, OH 45805-4099

Mortgage

Document Number	9260008352
Date	Sep 26, 2023
Book Page	2023/8352
Instrument	202309260008352

Lender

Name	PREMIER BANK
Type	Bank
Address	LIMA, OH 45806

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 6, 2026
Property Address	2977 PINE GROVE WAY, LIMA, OH 45805-4099
Document Number	3060002191
Book / Page	2026 / 2191
Map Reference	MB 18 PG 148
Instrument Date	Mar 6, 2026
Instrument	202603060002191
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 PINE GROVE WAY, LIMA, OH 45805-4099

Mortgage

Document Number	3060002192
Date	Mar 6, 2026
Instrument	202603060002192

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 16, 2019
Property Address	2977 PINE GROVE WAY, LIMA, OH 45805-4099
Document Number	0000008428
Instrument Date	Aug 16, 2019
Instrument	8428
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2977 PINE GROVE WAY LIMA OH 458054099, LIMA, OH 45805-4099

Mortgage

Document Number	8429
Date	Aug 16, 2019
Instrument	8429

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2977 Pine Grove Way was $11,269, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,269.00 (+0.09%)	$230,270 (-) Land $27,410 Building $202,860	$657,900 (-) Land $78,300 Building $579,600
2024	$11,259.00 (+10.09%) Homeowner's exemption	$230,270 (+25%) Land $27,410 Building $202,860	$657,900 Land $78,300 Building $579,600
2023	$10,227.00 (-0.62%) Homeowner's exemption	$184,210 (-) Land $21,910 Building $162,300
2022	$10,291.00 Homeowner's exemption	$184,210 Land $21,910 Building $162,300
2021			$526,300 Land $62,600 Building $463,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2977 Pine Grove Way in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2013–2019)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2977 Pine Grove Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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