Utah County property record for 2977 E River Bottoms Rd, Spanish Fork, UT 84660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 1,959 sqft · built 2007 |
| Lot Size | 0.561 acres (24,437 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,230 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-055-0115 |
| Primary APN | 27-055-0115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,959 sqft Living Area |
| Gross Area | 3,633 sqft |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,225 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,437 sqft (0.561 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 164 sqft |
| Patio Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 619574 |
|---|---|
| Street Address | 2977 E RIVER BOTTOMS RD |
| City | SPANISH FORK |
| State | UT |
| Zip | 84660-5584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM S 125.74 FT & E 577.17 FT FR N 1/4 COR. SEC. 33, T8S, R3E, SLB&M.; N 12 DEG 9 0 W 128.57 FT; E 46.51 FT; S 70 DEG 52 41 E 89.53 FT; E 283.32 FT; S 60 DEG 0 0 W 41.34 FT; S 77 DEG 51 0 W 359.61 FT TO BEG. AREA 0.561 AC. |
| Legal Range | 03E |
| Legal Township | 08S |
| Legal Section | 33 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10405 |
2977 E River Bottoms Rd is owned and occupied by an individual.
Source: Utah County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2977 E RIVER BOTTOMS RD, SPANISH FORK, UT 84660-5584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit DESERET FIRST FEDERAL CREDIT UNION |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 13, 2021 | Warranty Deed, Transfer GT TITLE SERVICES |
| Jul 7, 2020 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Jan 9, 2018 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jun 15, 2026 |
| Property Address | 2977 E RIVER BOTTOMS RD, SPANISH FORK, UT 84660-5584 |
| Document Number | 0000049180 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202649180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2977 E RIVER BOTTOMS RD, SPANISH FORK, UT 84660-5584 |
| Document Number | 0000049180, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202649180 |
| Name | DESERET FIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 2977 E RIVER BOTTOMS RD, SPANISH FORK, UT 84660-5584 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Title Company | TIAGO NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000181286 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 181286:2021 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 2977 E RIVER BOTTOMS RD, SPANISH FORK, UT 84660-5584 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Title Company | TIAGO NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000181260 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 181260:2021 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Aug 13, 2021 |
| Property Address | 2977 E RIVER BOTTOMS RD, SPANISH FORK, UT 84660-5584 |
| Document Number | 0000141851 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 141851:2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Title Company | GT TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2977 E RIVER BOTTOM RD, SPANISH FORK, UT 84660-5584 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 2977 E RIVER BOTTOMS RD, SPANISH FORK, UT 84660-5584 |
| Document Number | 0000103034 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2977 E RIVER BOTTOM RD SPANISH FORK UT 846605584, SPANISH FORK, UT 84660-5584 |
| Document Number | 0000103034 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 103034 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 2977 E RIVER BOTTOMS RD, SPANISH FORK, UT 84660-5584 |
| Document Number | 0000004543 |
| Instrument Date | Jan 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | UTAH FIRST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2977 E RIVER BOTTOM RD SPANISH FORK UT 846605584, SPANISH FORK, UT 84660-5584 |
| Document Number | 0000004543 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 4543 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 15, 2033 |
The 2025 property tax bill for 2977 E River Bottoms Rd was $3,230, up % from the year before.
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Spanish Fork City |
| Unified School District | Nebo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,730 (-45.1%) | $608,600 (-0.18%) Land $231,100 Building $377,500 | |
| 2025 | $3,230.00 (+0.03%) | $609,700 Land $243,300 Building $366,400 | $609,700 Land $243,300 Building $366,400 |
| 2024 | $3,229.00 (+6.25%) | ||
| 2023 | $3,039.00 (-12.02%) | $313,665 | $570,300 Land $231,700 Building $338,600 |
| 2022 | $3,454.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2977 E River Bottoms Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2977 E River Bottoms Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 62% of Utah |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SFCN Fiber | 10,000 / 10,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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