29764 Cole Grade Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 29764 Cole Grade Rd, Valley Center, CA 92082

Property Summary

Property TypeOrchard (Fruit, Nut)
Details2 bd · 1 ba · 1,293 sqft · built 2020
Lot Size8.31 acres (361,984 sqft)
OwnerIndividual Name on Record
Tax Bill$5,283 (2025)
Deeds & MortgagesJul 2019 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN188-170-23-00

Property Details

APN / Parcel Number

Primary APN188-170-23-00
Alternative APN
  • 1881710300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,293 sqft Total Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area361,984 sqft

Location & Zoning

Street Address29764 COLE GRADE RD
CityVALLEY CENTER
StateCA
Zip92082-5863
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Orchard (Fruit, Nut)
Local Zoning CodeRR
Legal DescriptionSEC 6-11-1W LOT 3 8.31 AC M/L IN S H OF
Legal Range01W
Legal Township11
Legal Section06
Legal SubdivisionSAN BERNARDINO MERIDIAN
Legal Block2
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group2
Census Block2010
Census Tract19103

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3095 HIDDEN CREEK LN, ESCONDIDO, CA 92026-8446
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2019Intrafamily Transfer, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 13, 2018Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2019
Deed SaleJul 16, 2019
Prior SaleApr 13, 2018 · Amount on Record
Deed Document Number2019285678
Prior Transfer DateJul 11, 2019
Prior Transfer Doc0000285678
Record UpdatedSep 20, 2026

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 16, 2019
Property Address29764 COLE GRADE RD, VALLEY CENTER, CA 92082-5863
Document Number0000285678
Instrument DateJul 11, 2019
Instrument2019-0285678
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3095 HIDDEN CREEK LN, ESCONDIDO, CA 92026-8446

Mortgage

Document Number0000285679
DateJul 16, 2019
Instrument2019-0285679
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2018
Property Address29764 COLE GRADE RD, VALLEY CENTER, CA 92082-5863
Document Number0000148878
Instrument DateMar 28, 2018
Instrument2018-0148878
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyGUARDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29764 COLE GRADE RD, VALLEY CENTER, CA 92082-5863

Mortgage

Document Number0000148879
DateApr 13, 2018
Instrument2018-0148879
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$446,820 (+2%) Land $232,114 Building $214,706
2025$5,283.00 (+4.49%)$438,060 (+4.04%) Land $227,563 Building $210,497
2023$5,056.00 (+1.77%)$421,051 Land $218,727 Building $202,324
2022$4,968.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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