29520 Cole Grade Rd, #B, Valley Center, CA 92082 Property Records

San Diego County property record for 29520 Cole Grade Rd, #B, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,065 sqft · built 1995
Lot Size	2.15 acres (93,654 sqft)
Owner	Company Name on Record
Last Sale	$172,500 (Apr 1995)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`188-171-18-00`

Property Details

APN / Parcel Number

Primary APN	`188-171-18-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,065 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	93,654 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	29520 COLE GRADE RD, B
City	VALLEY CENTER
State	CA
Zip	92082-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM08123
Legal Tract	8123
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2010
Census Tract	19103

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	29520 MILLCO WAY, VALLEY CENTER, CA 92082-5803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 1995 · Amount on Record
Deed Sale	Apr 14, 1995 · Amount on Record
Prior Sale	Jun 27, 1994 · Amount on Record
Deed Document Number	1995156283
Last Transfer Date	Mar 26, 2009
Transfer Doc	0000168950
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29520 COLE GRADE RD # B, B, VALLEY CENTER, CA 92082-5862
Document Number	0000552559
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	29520 MILLCO WAY VALLEY CENTER CA 920825803, VALLEY CENTER, CA 92082-5803

Mortgage

Document Number	0000552559
Date	Nov 29, 2017
Instrument	552559

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29520 COLE GRADE RD # B, B, VALLEY CENTER, CA 92082-5862
Document Number	0000152460
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	29520 COLE GRADE RD #B VALLEY CENTER CA 92082, B, VALLEY CENTER, CA 92082

Mortgage

Document Number	0000152460
Date	Apr 5, 2017
Instrument	152460

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,328 (+2%) Land $119,911 Building $252,417
2025	$4,204.00 (+4.79%) Homeowner's exemption	$365,028 (+4.04%) Land $117,560 Building $247,468
2023	$4,012.00 (+1.93%) Homeowner's exemption	$350,855 Land $112,996 Building $237,859
2022	$3,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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