Schenectady County and Niskayuna Town property record for 2976 Rosendale Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,028 sqft · built 1953 |
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2021) |
| Tax Bill | $14,172 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 61.-2-34.11 |
| Primary APN | 422400 61.-2-34.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 2,028 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 228,690 sqft (5.25 acres) |
| Garage Type | Basement |
| Pool Area | 1,250 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 398 sqft |
| Patio Area | 1,250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2976 ROSENDALE RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 2 |
| Legal Lot Number | 34.011 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 32102 |
2976 Rosendale Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2976 ROSENDALE RD, SCHENECTADY, NY 12309-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Dec 9, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on File |
| Deed Sale | Mar 12, 2021 · Amount on File |
| Prior Sale | Mar 24, 2000 · Amount on File |
| Deed Document Number | 202110064 |
| Deed Book / Page | 2054 / 22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2976 ROSENDALE RD, SCHENECTADY, NY 12309-1504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2976 ROSENDALE RD, NISKAYUNA, NY 12309-1504 |
| Document Number | 0000032988 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 5119/851 |
| Instrument | 202132988 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 11, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 9, 2022 |
| Property Address | 2976 ROSENDALE RD, SCHENECTADY, NY 12309-1504 |
| Document Number | 0000065123 |
| Book / Page | 2099 / 5 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 202265123 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2976 ROSENDALE RD, NISKAYUNA, NY 12309-1504 |
| Name | Verified Name |
|---|---|
| Address | 2976 ROSENDALE RD, NISKAYUNA, NY 12309-1504 |
The 2026 property tax bill for 2976 Rosendale Rd was $14,172, up 1.7% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,172.00 (+1.68%) | ||
| 2025 | $13,938.00 | $328,000 Land $105,600 Building $222,400 | $485,900 Land $156,436 Building $329,464 |
| 2023 | $328,000 Land $105,600 Building $222,400 | $415,200 Land $133,674 Building $281,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2976 Rosendale Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1978–2011) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2976 Rosendale Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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