2733 Rosendale Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2733 Rosendale Rd, Schenectady, NY 12309

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 4,747 sqft · built 2002
Lot Size10.8 acres (473,497 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Mar 2021)
Tax Bill$33,599 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jan 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN422400 51.-2-38

Property Details

APN / Parcel Number

Primary APN422400 51.-2-38
Alternative APN
  • 240005100000020380000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,747 sqft Living Area
1st Floor Area2,536 sqft
2nd Floor Area1,548 sqft
Upper Floors Area663 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialStucco
Lot Area473,497 sqft (10.8 acres)
Garage TypeAttached
Garage Area884 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2733 ROSENDALE RD
CitySCHENECTADY
StateNY
Zip12309-1300
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal SubdivisionMAP OF MOHAWKVILLE HEIGHTS
Legal Block2
Legal Lot Number38.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group1
Census Block1011
Census Tract32101

Owner

2733 Rosendale Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2023.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Feb 15, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Jun 14, 2023Intrafamily Transfer, Transfer
CHICAGO TITLE ALBANY
May 24, 2019Deed of Trust, Mortgage · ARM
CAPITAL COMMUNICATIONS FCU
Nov 21, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2021 · Amount on File
Deed SaleMar 30, 2021 · Amount on File
Prior SaleNov 21, 2018 · Amount on File
Deed Document Number202113812
Deed Book / Page2055 / 485
Last Transfer DateJun 2, 2023
Transfer Doc0000034472
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyCHICAGO TITLE ALBANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ELAINE CT, LATHAM, NY 12110-3726

Mortgage

Document Number0000013813
DateMar 30, 2021
Book Page5085/1
Instrument202113813
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateApr 1, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.5%
Index1-Year CMT
Margin3
Max Rate8.5%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyCHICAGO TITLE ALBANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300

Mortgage

Document Number0000002663
DateJan 18, 2022
Book Page5191/1
Instrument202202663
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateFeb 1, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8.62%
Index1-Year CMT
Margin3
Max Rate8.62%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyCHICAGO TITLE ALBANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300

Mortgage

Document Number0000002662
DateJan 18, 2022
Book Page5190/962
Instrument202202662
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateFeb 12, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8.62%
Index1-Year CMT
Margin3
Max Rate8.62%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008809
DateFeb 15, 2023
Book Page5289/629
Instrument202308809
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueFeb 14, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJun 14, 2023
Property Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300
Document Number0000034472
Book / Page2109 / 863
Instrument DateJun 2, 2023
Instrument202334472
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyCHICAGO TITLE ALBANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2733 ROSENDALE RD, NISKAYUNA, NY 12309-1300

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2733 ROSENDALE RD, NISKAYUNA, NY 12309-1300

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022879
DateMay 24, 2019
Book Page4913/267
Instrument201922879
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateJun 1, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.62%
Index1-Year CMT
Margin3
Max Rate9.62%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 21, 2018
Property Address2733 ROSENDALE RD, SCHENECTADY, NY 12309-1300
Document Number0000051470
Book / Page2000 / 494
Instrument DateNov 19, 2018
Instrument201851470
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2733 ROSENDALE RD, 2733, NISKAYUNA, NY 12309-1300

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2733 ROSENDALE RD, NISKAYUNA, NY 12309-1300

Mortgage

Document Number0000051471
DateNov 21, 2018
Instrument201851471
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

Mortgage

Document Number0000051473
DateNov 21, 2018
Book Page4879/803
Instrument201851473
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 2733 Rosendale Rd was $33,599, up 1.7% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,599.00 (+1.65%)
2025$33,053.00$775,000 Land $105,000 Building $670,000$1,148,100 Land $155,549 Building $992,551
2023$775,000 (-) Land $105,000 Building $670,000$981,000 (+12.66%) Land $132,910 Building $848,090
2022$775,000 Land $105,000 Building $670,000$870,800 Land $117,979 Building $752,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2733 Rosendale Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1993–2012)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2733 Rosendale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880

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