Santa Rosa County property record for 2976 N 18th Ave, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,378 sqft · built 2018 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,900 (Dec 2018) |
| Tax Bill | $2,715 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-1N-28-0090-57700-0180 |
| Primary APN | 40-1N-28-0090-57700-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,378 sqft Heated Area |
| Gross Area | 1,956 sqft |
| 1st Floor Area | 1,758 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 1,400 ft deep x 500 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 401N280090577000180 |
|---|---|
| Street Address | 2976 N 18TH AVE |
| City | MILTON |
| State | FL |
| Zip | 32583-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | AVALON BEACH LOT 18 BLK 577 AS DES IN OR 3793 PG 83 (SEP LOT 19 PER REQ 9/29/17) |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 40 |
| Legal Subdivision | AVALON BEACH |
| Legal Block | 577 |
| Legal Lot Number | 18-19 19 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 160 S MATTIE M KELLY BLVD APT 5106, 5106, DESTIN, FL 32541-3263 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Dec 27, 2018 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Nov 2, 2018 | Trustee's Deed, Construction Loan · Line of Credit SHEPHERDS FINANCE LLC |
| Sep 1, 2017 | Warranty Deed, Transfer CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC |
| Jun 30, 2016 | Loan Modification, Mortgage ASSET FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on Record |
| Deed Sale | Dec 27, 2018 · Amount on Record |
| Deed Document Number | 201854525 |
| Deed Book / Page | 3793 / 0083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2976 N 18TH AVE, MILTON, FL 32583-5918 |
| Document Number | 0039780864 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2976 N 18TH AVE MILTON FL 325835918, MILTON, FL 32583-5918 |
| Document Number | 0039780864 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 003978/000864 |
| Instrument | 35798 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 27, 2018 |
| Property Address | 2976 N 18TH AVE, MILTON, FL 32583-5918 |
| Document Number | 0037930083 |
| Book / Page | 003793 / 000083 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 54525 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | GUARANTEE TITLE/NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2976 N 18TH AVE MILTON FL 32583, MILTON, FL 32583 |
| Document Number | 37930085 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 003793/000085 |
| Instrument | 54526 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 2, 2018 |
| Property Address | 2976 N 18TH AVE, MILTON, FL 32583-5918 |
| Document Number | 0037791893 |
| Book / Page | 003779 / 001893 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 47359 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 5, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5699 SWEET BIRCH LN MILTON FL 325831824, MILTON, FL 32583-1824 |
| Document Number | 37791893 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 003779/001893 |
| Instrument | 47359 |
| Name | SHEPHERDS FINANCE LLC |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32258 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 1, 2017 |
| Property Address | 2976 N 18TH AVE, MILTON, FL 32583-5918 |
| Document Number | 0036571079 |
| Book / Page | 003657 / 001079 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 36380 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5699 SWEET BIRCH LN MILTON FL 325831824, MILTON, FL 32583-1824 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2976 N 18TH AVE, MILTON, FL 32583-5918 |
| Document Number | 0037161362 |
| Instrument Date | Jun 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0037161362 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 003716/001362 |
| Instrument | 13574 |
| Name | ASSET FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH MIAMI, FL 33143 |
| Amount | Amount Recorded |
|---|
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,715.00 (+2.57%) | $212,924 (+4.95%) Land $15,000 Building $197,924 | $212,924 (+4.95%) Land $15,000 Building $197,924 |
| 2023 | $2,647.00 (+7.95%) | $202,891 (+7.53%) Land $7,000 Building $195,891 | $202,891 (+7.53%) Land $7,000 Building $195,891 |
| 2022 | $2,452.00 | $188,682 | $188,682 Land $7,000 Building $181,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 56 (1995–2020) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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