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2972 N 18th Ave, Milton, FL 32583 Property Records

Santa Rosa County property record for 2972 N 18th Ave, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,378 sqft · built 2018
Lot Size0.16 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$159,900 (Jan 2019)
Tax Bill$1,670 (2024)
Deeds & MortgagesJan 2019 Sale
Nov 2018 Construction Loan
+ 3 more
Flood ZoneZone X (moderate risk)
APN40-1N-28-0090-57700-0170

Property Details

APN / Parcel Number

Primary APN40-1N-28-0090-57700-0170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,378 sqft Heated Area
Gross Area1,956 sqft
1st Floor Area1,758 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area7,013 sqft (0.16 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number401N280090577000170
Street Address2972 N 18TH AVE
CityMILTON
StateFL
Zip32583-5918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionAVALON BEACH LOT 17 BLK 577 AS DES IN OR 3797 PG 522
Legal Range28W
Legal Township01N
Legal Section40
Legal SubdivisionAVALON BEACH
Legal Block577
Legal Lot Number17
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group3
Census Block3065
Census Tract10709

Owner

2972 N 18th Ave is owned and occupied by two individuals who bought it in January 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address2972 N 18TH AVE, MILTON, FL 32583-5918
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2019Warranty Deed, Transfer
GUARANTEE TITLE/NORTHWEST FL
Nov 2, 2018Trustee's Deed, Construction Loan · Construction Mortgage
SHEPHERDS FINANCE LLC
Nov 28, 2018Trustee's Deed, Construction Loan · Construction Mortgage
SHEPHERDS FINANCE LLC
Apr 1, 2018Loan Modification, Mortgage
ASSET FNDG
Sep 1, 2017Warranty Deed, Transfer
CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2019 · Amount on File
Deed SaleJan 15, 2019 · Amount on File
Prior SaleOct 24, 2005
Deed Document Number201901770
Deed Book / Page3797 / 0522
Record UpdatedJun 8, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 15, 2019
Property Address2972 N 18TH AVE, MILTON, FL 32583-5918
Document Number0037970522
Book / Page003797 / 000522
Instrument DateJan 11, 2019
Instrument1770
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

AmountAmount on Record
Tax$1,119.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2972 N 18TH AVE MILTON FL 32583, MILTON, FL 32583

November 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateNov 2, 2018
Property Address2972 N 18TH AVE, MILTON, FL 32583-5918
Document Number0037791988
Book / Page003779 / 001988
Instrument DateOct 24, 2018
Instrument47382
Transaction TypeConstruction Loan
Record UpdatedDec 5, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5699 SWEET BIRCH LN MILTON FL 325831824, MILTON, FL 32583-1824

Mortgage

Document Number37791988
DateNov 2, 2018
Book Page003779/001988
Instrument47382
Lender
NameSHEPHERDS FINANCE LLC
TypeBank
AddressJACKSONVILLE, FL 32258
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateNov 28, 2018
Property Address2972 N 18TH AVE, MILTON, FL 32583-5918
Document Number0037851787
Book / Page003785 / 001787
Instrument DateOct 24, 2018
Instrument50540
Transaction TypeConstruction Loan
Record UpdatedJan 4, 2019
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5699 SWEET BIRCH LN MILTON FL 325831824, MILTON, FL 32583-1824

Mortgage

Document Number37851787
DateNov 28, 2018
Book Page003785/001787
Instrument50540
Lender
NameSHEPHERDS FINANCE LLC
TypeBank
AddressJACKSONVILLE, FL 32258
Agreement
TypeConstruction Mortgage
AmountAmount on Record

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address2972 N 18TH AVE, MILTON, FL 32583-5918
Document Number0037161362
Instrument DateApr 1, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0037161362
DateApr 6, 2018
Book Page003716/001362
Instrument13574
Lender
NameASSET FNDG
TypeFunding / Finance Company
AddressSOUTH MIAMI, FL 33143
Agreement
AmountAmount on Record

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 1, 2017
Property Address2972 N 18TH AVE, MILTON, FL 32583-5918
Document Number0036571079
Book / Page003657 / 001079
Instrument DateAug 31, 2017
Instrument36380
Transaction TypeTransfer
Record UpdatedSep 12, 2017
Title CompanyCITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

AmountAmount on Record
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5699 SWEET BIRCH LN MILTON FL 325831824, MILTON, FL 32583-1824

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,670.00 (+8.37%) Homeowner's exemption$158,194 (+3%)$212,924 (+4.95%) Land $15,000 Building $197,924
2023$1,541.00 (+3.08%) Homeowner's exemption$153,586 (+3%)$202,891 (+7.53%) Land $7,000 Building $195,891
2022$1,495.00 Homeowner's exemption$149,113$188,682 Land $7,000 Building $181,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2972 N 18th Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 199 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies199 in force
Nearby Flood Claims56 (1995–2020)
Claims Outside the SFHA1 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2972 N 18th Ave is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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