2975 Lyon Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2975 Lyon Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,251 sqft · built 2003
Lot Size0.172 acres (7,493 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Sep 2003)
Tax Bill$10,656 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN240-430-390-000

Property Details

APN / Parcel Number

Primary APN240-430-390-000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,251 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,493 sqft (0.172 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2975 LYON CT
CityTRACY
StateCA
Zip95377-8531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description03-FM PT 240-430-13/PRESIDIO PUD,UNIT NO. 2B
Legal SubdivisionPRESIDIO PUD UNIT #2B
Legal Lot Number403
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2006
Census Tract5212

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2975 LYON CT, TRACY, CA 95377-8531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 31, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 4, 2003 · Amount on Record
Deed SaleSep 4, 2003 · Amount on Record
Prior SaleAug 7, 2006
Deed Document Number0000202100
Last Transfer DateMar 31, 2020
Transfer Doc0000039927
Record UpdatedJun 7, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2975 LYON CT, TRACY, CA 95377-8531
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2975 LYON CT, TRACY, CA 95377-8531

Mortgage

Document Number0000102343
DateAug 29, 2022
Instrument2022-102343
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2975 LYON CT, TRACY, CA 95377-8531
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
Address2975 LYON CT, TRACY, CA 95377-8531

Mortgage

Document Number0000016552
DateJan 28, 2021
Instrument2021-016552
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateMar 31, 2020
Property Address2975 LYON CT, TRACY, CA 95377-8531
Document Number0000039927
Map ReferenceMB 37 MAP 20
Instrument2020-039927
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039928
DateMar 31, 2020
Instrument2020-039928
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,656.00 (+8.83%) Homeowner's exemption$708,859 (+4.04%) Land $201,883 Building $506,976
2023$9,791.00 (+2.13%) Homeowner's exemption$681,336 Land $194,045 Building $487,291
2022$9,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Zinnia Networks
Fixed Wireless
400 / 80
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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