2975 Lambert Rd, Berea, KY 40403 Property Records

Rockcastle County property record for 2975 Lambert Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 2004
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2024)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-00-013.02`

Property Details

APN / Parcel Number

Primary APN	`028-00-013.02`
Alternative APNs	`1370701` `1420101` `580901`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,152 sqft Living Area
Basement Area	512 sqft
Unfinished Basement	512 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1420101
Street Address	2975 LAMBERT RD
City	BEREA
State	KY
Zip	40403-8690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.03 ACRES ML & HOUSE
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	2
Census Block	2012
Census Tract	950100

Owner

Source: Rockcastle County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2975 LAMBERT RD, BEREA, KY 40403-8690
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Dec 1, 2017	Land Contract, Transfer · Seller Carry-Back JOHN HENRY COPE ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Apr 1, 2024 · Amount on Record
Deed Book / Page	295 / 436
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	0287000049
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	2975 LAMBERT RD, BEREA, KY 40403-8690
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M282/210
Date	Dec 1, 2017
Book Page	M282/210
Instrument	147600

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 30, 2022

December 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ROCKCASTLE KY
Recording Date	Dec 1, 2017
Property Address	2975 LAMBERT RD, BEREA, KY 40403-8690
Document Number	00D263/008
Book / Page	D263 / 008
Instrument Date	Nov 6, 2017
Instrument	147599
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 E HAITI RD, BEREA, KY 40403-1648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 LAMBERT RD, BEREA, KY 40403-8689

Mortgage

Date	Dec 1, 2017

Lender

Name	JOHN HENRY COPE ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00 (+122.93%)	$245,000 (+126.85%)	$245,000 (+126.85%)
2023	$894.00	$108,000	$108,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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