2827 Lambert Rd, Berea, KY 40403 Property Records

Rockcastle County property record for 2827 Lambert Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2005
Lot Size	0.447 acres (19,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,201 (Aug 2022)
Tax Bill	$732 (2025)
Deeds & Mortgages	Dec 2015 Construction Loan Feb 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-00-010.16`

Property Details

APN / Parcel Number

Primary APN	`028-00-010.16`
Alternative APNs	`1371001` `1254901` `580601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,296 sqft Living Area
Basement Area	2,592 sqft
Unfinished Basement	2,592 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,496 sqft (0.447 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1254901
Street Address	2827 LAMBERT RD
City	BEREA
State	KY
Zip	40403-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #1
Legal Subdivision	PROPERTY OF WILLIAM O HACKWORTH
Legal Lot Number	1
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	2
Census Block	2012
Census Tract	950100

Owner

Source: Rockcastle County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2827 LAMBERT RD, BEREA, KY 40403-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2015	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Feb 18, 2015	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Dec 4, 2015 · Amount on Record
Deed Book / Page	33 / 581
Prior Transfer Date	Aug 17, 2022
Prior Transfer Doc	0033000581
Record Updated	Oct 29, 2026

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	2827 LAMBERT RD, BEREA, KY 40403-8689
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG266/353
Date	Dec 4, 2015
Book Page	MTG 266/353
Instrument	138788

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 3, 2035

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	2827 LAMBERT RD, BEREA, KY 40403-8689
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00260/0510
Date	Feb 18, 2015
Book Page	0260/0510

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jun 6, 2023
Property Address	2827 LAMBERT RD, BEREA, KY 40403-8689
Document Number	000287/513
Book / Page	287 / 513
Map Reference	CAB 2 SL 648
Instrument Date	May 25, 2023
Instrument	386640
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	EAGLE TITLE AGENCY LLC, EAGLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2222 E HAITI, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2827 LAMBERT RD, BEREA, KY 40403-8689

Mortgage

Document Number	0000386641
Date	Jun 6, 2023
Instrument	386641

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (-0.54%)	$90,000 (-)	$90,000 (-)
2024	$736.00 (+3.95%)	$90,000 (+5.14%)	$90,000 (+5.14%)
2023	$708.00	$85,600	$85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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