2975 Florence Rd, Woodbine, MD 21797 Property Records

Howard County property record for 2975 Florence Rd, Woodbine, MD 21797

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,096 sqft · built 1900
Lot Size	0.761 acres (33,149 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Aug 1986)
Tax Bill	$6,059 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-325478`

Property Details

APN / Parcel Number

Primary APN	`04-325478`
Alternative APNs	`4325478` `325478`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,096 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,149 sqft (0.761 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	144 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	325478
Street Address	2975 FLORENCE RD
City	WOODBINE
State	MD
Zip	21797-7836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCDEO
Legal Description	.761 A 2975 FLORENCE RD WOODBINE
Legal Subdivision	WOODBINE
Jurisdiction	HOWARD MD
Township / Civil Division	4, LISBON
Census Block Group	3
Census Block	3014
Census Tract	604001

Owner

2975 Florence Rd is owned and occupied by two individuals who bought it in August 1986.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2975 FLORENCE RD, WOODBINE, MD 21797-7836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1986 · Amount on File
Deed Sale	Aug 27, 1986 · Amount on File
Prior Sale	Sep 24, 1981 · Amount on File
Deed Book / Page	1519 / 697
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	2975 FLORENCE RD, WOODBINE, MD 21797-7836
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2975 FLORENCE RD, WOODBINE, MD 21797-7836

Mortgage

Document Number	0207950233
Date	Aug 12, 2021
Book Page	20795/233

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 2975 Florence Rd was $6,059, up 10.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,059.00 (+10.2%)	$396,367 (+11.18%)	$476,100 (+33.55%) Land $301,000 Building $175,100
2025	$5,498.00	$356,500 Land $206,000 Building $150,500	$356,500 Land $206,000 Building $150,500
2023		$356,500 Land $206,000 Building $150,500	$356,500 Land $206,000 Building $150,500
2022	$4,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2975 Florence Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2975 Florence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20