Howard County property record for 2971 Florence Rd, Woodbine, MD 21797
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,000 (Dec 2015) |
| Tax Bill | $6,202 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-325494 |
| Primary APN | 04-325494 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Total Area |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 325494 |
|---|---|
| Street Address | 2971 FLORENCE RD |
| City | WOODBINE |
| State | MD |
| Zip | 21797-7836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | 1 A 2309 FLORENCE RD WOODBINE |
| Legal Subdivision | WOODBINE |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 4, LISBON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 604001 |
2971 Florence Rd is owned and occupied by an individual who bought it in December 2015.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2971 FLORENCE RD, WOODBINE, MD 21797-7836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIDELITY DIRECT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2015 · Amount on File |
| Deed Sale | Dec 22, 2015 · Amount on File |
| Deed Book / Page | 16610 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 2971 FLORENCE RD, WOODBINE, MD 21797-7836 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2971 FLORENCE RD, WOODBINE, MD 21797-7836 |
| Document Number | 0213630411 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 21363/411 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | STRATFORD, IA 50249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 2971 FLORENCE RD, WOODBINE, MD 21797-7836 |
| Document Number | 0174850442 |
| Book / Page | 017485 / 000442 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2971 FLORENCE RD WOODBINE MD 217977836, WOODBINE, MD 21797-7836 |
| Document Number | 0174850442 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 017485/000442 |
| Name | FIDELITY DIRECT MTG |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2047 |
The 2026 property tax bill for 2971 Florence Rd was $6,202, up 9.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,202.00 (+9.79%) | $406,867 (+10.68%) | $485,400 (+32.05%) Land $306,200 Building $179,200 |
| 2025 | $5,649.00 | $367,600 Land $211,200 Building $156,400 | $367,600 Land $211,200 Building $156,400 |
| 2023 | $340,733 | $367,600 Land $211,200 Building $156,400 | |
| 2022 | $3,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2971 Florence Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2971 Florence Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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