2975 Curtis Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 2975 Curtis Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1945
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Feb 2021)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-29-4013-700`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-29-4013-700`
Alternative APN	`09115294013A00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Porch	Covered Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2975 CURTIS RD
City	BIRCH RUN
State	MI
Zip	48415-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 145.77 FT OF S 250 FT OF SE 1/4 OF SE 1/4 0.84 ACRE SEC 29 T11N R5E
Legal Range	05E
Legal Township	11N
Legal Section	29
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2034
Census Tract	11702

Owner

2975 Curtis Rd is owned and occupied by an individual who bought it in February 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2975 CURTIS RD, BIRCH RUN, MI 48415-8913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ICON MORTGAGE LENDING INC
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage MELISSA FINANCIAL LLC
Feb 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Prior Sale	Sep 1, 1991 · Amount on File
Deed Document Number	20214717
Prior Transfer Date	Dec 15, 1999
Prior Transfer Doc	0000035184
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2975 CURTIS RD, BIRCH RUN, MI 48415-8913
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2975 CURTIS RD, BIRCH RUN, MI 48415-8913

Mortgage

Document Number	0000014648
Date	Jun 20, 2023
Instrument	2023014648

Lender

Name	ICON MORTGAGE LENDING INC
Type	Mortgage Company
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2975 CURTIS RD, BIRCH RUN, MI 48415-8913
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9088 BELL RD, BIRCH RUN, MI 48415-9039

Mortgage

Document Number	0000009392
Date	Apr 8, 2022
Instrument	2022009392

Lender

Name	MELISSA FINANCIAL LLC
Type	Non-Lending Institution
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 8, 2023

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 11, 2021
Property Address	2975 CURTIS RD, BIRCH RUN, MI 48415-8913
Document Number	2021004717
Instrument Date	Jan 26, 2021
Instrument	2021004717
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9088 BELL RD, BIRCH RUN, MI 48415-9039

Tax Assessment & Valuation

The 2025 property tax bill for 2975 Curtis Rd was $1,255 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,700	$53,400
2025	$1,255.00 Homeowner's exemption
2023		$20,100	$40,200
2022	$1,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2975 Curtis Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2975 Curtis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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