Saginaw County property record for 2971 Curtis Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,317 sqft · built 1987 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Apr 2021) |
| Tax Bill | $2,567 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-29-4024-000 |
| Primary APN | 09-11-5-29-4024-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 842 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2971 CURTIS RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 100 FT OF W 200 FT OF E 345.77 FT OF S 250 FT OF SE 1/4 OF SE 1/4 0.46 ACRE SEC 29 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 29 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 11702 |
2971 Curtis Rd is owned and occupied by two individuals who acquired it in March 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2971 CURTIS RD, BIRCH RUN, MI 48415-8913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FRANKENMUTH CU |
| Feb 2, 2022 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Apr 22, 2021 | Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on File |
| Deed Sale | Apr 22, 2021 · Amount on File |
| Prior Sale | Aug 6, 2004 · Amount on File |
| Deed Document Number | 202115485 |
| Last Transfer Date | Mar 8, 2024 |
| Transfer Doc | 0000004672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 13, 2024 |
| Property Address | 2971 CURTIS RD, BIRCH RUN, MI 48415-8913 |
| Document Number | 0000004672 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024004672 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2971 CURTIS RD, BIRCH RUN, MI 48415-8913 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2971 CURTIS RD, BIRCH RUN, MI 48415-8913 |
| Document Number | 0000004673 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024004673 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 2971 CURTIS RD, BIRCH RUN, MI 48415-8913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2971 CURTIS RD, BIRCH RUN, MI 48415-8913 |
| Document Number | 0000002901 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022002901 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 22, 2021 |
| Property Address | 2971 CURTIS RD, BIRCH RUN, MI 48415-8913 |
| Document Number | 2021015485 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021015485 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2971 CURTIS RD, 2971, BIRCH RUN, MI 48415-8913 |
| Name | Verified Name |
|---|---|
| Address | 2971 CURTIS RD, BIRCH RUN, MI 48415-8913 |
| Document Number | 2021015486 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021015486 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 2971 Curtis Rd was $2,567 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,500 | $153,000 | |
| 2025 | $2,567.00 Homeowner's exemption | ||
| 2023 | $60,200 | $120,400 | |
| 2022 | $2,087.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2971 Curtis Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1986–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2971 Curtis Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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