2974 Parkfield Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2974 Parkfield Rd, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,552 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2020)
Tax Bill	$4,276 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0215-0001-1370`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0215-0001-1370`
Alternative APN	`263119021500011370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	1,070 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	540 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2974 PARKFIELD RD
City	SAINT CLOUD
State	FL
Zip	34772-9064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY GROVE PH 2 PB 28 PGS 50-52 LOT 137
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	HICKORY GROVE PH 2
Legal Phase	2
Legal Lot Number	137
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43304

Owner

Source: Osceola County records · APN 19-26-31-0215-0001-1370

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2974 PARKFIELD RD, SAINT CLOUD, FL 34772-9064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Nov 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 25, 2020	Grant Deed, Transfer · FHA Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202081617
Deed Book / Page	5743 / 1496
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2974 PARKFIELD RD, SAINT CLOUD, FL 34772-9064
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 PARKFIELD RD, SAINT CLOUD, FL 34772-9064

Mortgage

Document Number	0068680996
Date	Oct 21, 2025
Book Page	6868/996
Instrument	2025130487

Lender

Name	FOURLEAF FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2974 PARKFIELD RD, SAINT CLOUD, FL 34772-9064
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 PARKFIELD RD, SAINT CLOUD, FL 34772-9064

Mortgage

Document Number	0060820115
Date	Nov 08, 2021
Book Page	6082/115
Instrument	2021173456

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 25, 2020
Property Address	2974 PARKFIELD RD, SAINT CLOUD, FL 34772-9064
Document Number	0057431496
Book / Page	005743 / 001496
Instrument Date	Jun 22, 2020
Instrument	81617
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2974 PARKFIELD RD ST CLOUD FL 347729064, ST CLOUD, FL 34772-9064

Mortgage

Document Number	57431498
Date	Jun 25, 2020
Book Page	005743/001498
Instrument	81618

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,276.00 (+6.13%) Homeowner's exemption	$281,795 (+5.99%)	$398,800 (-1.12%) Land $75,000 Building $323,800
2023	$4,029.00 (+3.52%) Homeowner's exemption	$265,878 (+3%)	$403,300 (+28.89%) Land $70,000 Building $333,300
2022	$3,892.00 Homeowner's exemption	$258,134	$312,900 Land $55,000 Building $257,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 524 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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