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2970 Parkfield Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2970 Parkfield Rd, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 2020
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$235,300 (May 2020)
Tax Bill$3,249 (2025)
Deeds & MortgagesJan 2022 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192631021500011360

Property Details

APN / Parcel Number

Primary APN192631021500011360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,500 sqft Heated Area
Gross Area2,020 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2970 PARKFIELD RD
CitySAINT CLOUD
StateFL
Zip34772-9064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHICKORY GROVE PH 2 PB 28 PGS 50-52 LOT 136
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionHICKORY GROVE
Legal Phase2
Legal Tract215
Legal Lot Number136
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2970 PARKFIELD RD, SAINT CLOUD, FL 34772-9064
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 6, 2020Grant Deed, Transfer · FHA Mortgage
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2020 · Amount on Record
Deed SaleMay 6, 2020 · Amount on Record
Deed Document Number2020061134
Deed Book / Page5718 / 2653
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2970 PARKFIELD RD, SAINT CLOUD, FL 34772-9064
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 PARKFIELD RD, SAINT CLOUD, FL 34772-9064

Mortgage

Document Number0061232945
DateJan 6, 2022
Book Page6123/2945
Instrument2022003429
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 6, 2020
Property Address2970 PARKFIELD RD, SAINT CLOUD, FL 34772-9064
Document Number0057182653
Book / Page005718 / 002653
Instrument DateMay 5, 2020
Instrument61134
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyINSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,647.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 PARKFIELD RD ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number57182655
DateMay 6, 2020
Book Page005718/002655
Instrument61135
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 5, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,249.00 (+6.39%) Homeowner's exemption$224,432 (+5.99%)$301,500 (-5.07%) Land $75,000 Building $226,500
2023$3,054.00 (+3.7%) Homeowner's exemption$211,755 (+3%)$317,600 (+29.05%) Land $70,000 Building $247,600
2022$2,945.00 Homeowner's exemption$205,588$246,100 Land $55,000 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon, Xfinity.

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