2974 N Vista Way, Payson, AZ 85541 Property Records

Gila County property record for 2974 N Vista Way, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,541 sqft · built 2018
Lot Size	1.32 acres (57,499 sqft)
Owner	Trust Name on File
Last Sale	$110,000 (Jul 2015)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	May 2022 Transfer Mar 2019 Sale + 1 more
Flood Zone	Zone D (undetermined)
APN	`302-16-154`

Property Details

APN / Parcel Number

Primary APN	`302-16-154`
Alternative APNs	`R020063` `020063`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,541 sqft Living Area
1st Floor Area	939 sqft
Basement Area	193 sqft
Finished Basement	193 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Metal
Lot Area	57,499 sqft (1.32 acres)
Porch	Porch
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	R020063
Street Address	2974 N VISTA WAY
City	PAYSON
State	AZ
Zip	85541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 24 TOWNSHIP: 11.5N RANGE: 10E LOT 3, WHISPERING PINES PLAT #8,PLAT 422 SEC 24 T111/2N R10E = 1.32 AC
Legal Range	10E
Legal Township	05N
Legal Section	24
Legal Subdivision	WHISPERING PINES
Legal Lot Number	3
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2043
Census Tract	200

Owner

2974 N Vista Way is held in a trust since May 2022.

Source: Gila County records, as of February 9, 2026

Owner of Record	Trust Name on File
Mailing Address	1355 S CORRINE DR, GILBERT, AZ 85296-4154
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Intrafamily Transfer, Transfer
Mar 27, 2019	Warranty Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Mar 27, 2019	Quit Claim Deed, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2015 · Amount on File
Deed Sale	Jul 23, 2015 · Amount on File
Deed Document Number	20157112
Last Transfer Date	May 18, 2022
Transfer Doc	0000006759
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	May 18, 2022
Property Address	2974 N VISTA WAY, PAYSON, AZ 85541
Document Number	0000006759
Map Reference	MAP 422
Instrument Date	May 5, 2022
Instrument	2022-006759
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1355 S CANINE DR, GILBERT, AZ 85296

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Mar 27, 2019
Property Address	2974 N VISTA WAY, PAYSON, AZ 85541
Document Number	0000003470
Instrument Date	Mar 5, 2019
Instrument	3470
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2974 N VISTA WAY PAYSON AZ 85541, PAYSON, AZ 85541

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Mar 27, 2019
Property Address	2974 N VISTA WAY, PAYSON, AZ 85541
Document Number	0000003471
Instrument Date	Mar 5, 2019
Instrument	3471
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2974 N VISTA WAY PAYSON AZ 85541, PAYSON, AZ 85541

Mortgage

Document Number	3472
Date	Mar 27, 2019
Instrument	3472

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 26, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2974 N Vista Way was $3,973.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,976 Land $5,203 Building $41,773	$469,757 Land $52,029 Building $417,728
2025	$3,973.00
2024		$40,645 Land $6,903 Building $33,742	$406,450 Land $69,030 Building $337,420
2023	$3,627.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2974 N Vista Way in Zone D, where flood risk has not been studied, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2974 N Vista Way is extreme, ranking above 97.8% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 96% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON WATER - WHISPERING PINES private · serves 403 people · EPA ID AZ0404039
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

No cell data coverage reported

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