2886 N Vista Way, Payson, AZ 85541 Property Records

Gila County property record for 2886 N Vista Way, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1973
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Mar 2005)
Tax Bill	$3,284 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`302-16-162`

Property Details

APN / Parcel Number

Primary APN	`302-16-162`
Alternative APNs	`R020095` `020095`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Detached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	980 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R020095
Street Address	2886 N VISTA WAY
City	PAYSON
State	AZ
Zip	85541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 24 TOWNSHIP: 11.5N RANGE: 10E LOT 11, WHISPERING PINES PLAT #8,PLAT 422 SEC 24 T111/2N R10E = 1.94 AC
Legal Range	10E
Legal Township	05N
Legal Section	24
Legal Subdivision	WHISPERING PINES
Legal Lot Number	11
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2043
Census Tract	200

Owner

2886 N Vista Way is owned by two individuals who bought it in March 2005.

Source: Gila County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3651 E VAUGHN AVE, GILBERT, AZ 85234-4309
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2005 · Amount on File
Deed Sale	Mar 10, 2005 · Amount on File
Deed Document Number	20053749
Prior Transfer Date	Mar 8, 2005
Prior Transfer Doc	0000003749
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	2886 N VISTA WAY, PAYSON, AZ 85541
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009409
Date	Aug 13, 2020
Instrument	2020-009409

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Mar 24, 2021
Property Address	2886 N VISTA WAY, PAYSON, AZ 85541
Document Number	0000004123
Map Reference	MAP 422
Instrument Date	Mar 22, 2021
Instrument	2021-004123
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	MAGNUS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3651 E VAUGHN AVE, GILBERT, AZ 85234-4309

Mortgage

Document Number	0000004124
Date	Mar 24, 2021
Instrument	2021-004124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2886 N Vista Way was $3,284.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,408 Land $6,363 Building $23,045	$294,079 Land $63,630 Building $230,449
2025	$3,284.00
2024		$29,504 Land $8,385 Building $21,119	$295,037 Land $83,850 Building $211,187
2023	$2,998.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2886 N Vista Way in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2886 N Vista Way is extreme, ranking above 97.8% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 96% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON WATER - WHISPERING PINES private · serves 403 people · EPA ID AZ0404039
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

No cell data coverage reported

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