2974 Meredith Dr, Pensacola, FL 32504 Property Records

Escambia County property record for 2974 Meredith Dr, Pensacola, FL 32504

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,267 sqft · built 1985
Lot Size	0.13 acres (5,645 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,900 (Apr 2018)
Tax Bill	$673 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-1S-29-1150-430-001`

Property Details

APN / Parcel Number

Primary APN	`14-1S-29-1150-430-001`
Alternative APNs	`012330193` `12330193`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,267 sqft Living Area
Gross Area	1,566 sqft
1st Floor Area	1,267 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,645 sqft (0.13 acres)
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Porch Area	177 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12330193
Street Address	2974 MEREDITH DR
City	PENSACOLA
State	FL
Zip	32504-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	BEG AT NW COR LT 39 N 0 DEG 18 MIN 0 SEC E ALG REAR LT LI OF LTS 40 41 42 & 43 107 81/100 FT FOR POB CONT N 0 DEG 18 MIN 0 SEC E 69 22/100 FT S 63 DEG 24 MIN 52 SEC W 122 89/100 FT TO NELY R/W LI MEREDITH DR (60 FT R/W) SD PT ALSO LYING ON CIRCULAR C
Legal Range	29W
Legal Township	01S
Legal Section	14
Legal Subdivision	GANT THE
Legal Block	1
Legal Lot Number	430
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2004
Census Tract	1101

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2974 MEREDITH DR, PENSACOLA, FL 32504-4752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Nov 23, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUIST BK
Apr 30, 2018	Grant Deed, Transfer SHORE TO SHORE TITLE INC
Jan 23, 2018	Deed in Lieu of Foreclosure, Foreclosure STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Jan 23, 2018 · Amount on Record
Deed Document Number	201833146
Deed Book / Page	7892 / 1229
Last Transfer Date	Mar 6, 2025
Transfer Doc	0092871367
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2974 MEREDITH DR, PENSACOLA, FL 32504-4752
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079680114
Date	Sep 17, 2018
Book Page	7968/0114
Instrument	2018074312

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	2974 MEREDITH DR, PENSACOLA, FL 32504-4752
Document Number	0084161020
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 MEDITH DR PENSACOLA FL 32504, PENSACOLA, FL 32504

Mortgage

Document Number	0084161020
Date	Dec 4, 2020
Book Page	008416/001020
Instrument	105307

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 30, 2018
Property Address	2974 MEREDITH DR, PENSACOLA, FL 32504-4752
Document Number	0078921229
Book / Page	007892 / 001229
Instrument Date	Apr 27, 2018
Instrument	33146
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$559.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 MEREDITH DR PENSACOLA FL 325044752, PENSACOLA, FL 32504-4752

January 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ESCAMBIA FL
Recording Date	Jan 23, 2018
Property Address	2974 MEREDITH DR, PENSACOLA, FL 32504-4752
Document Number	0078420815
Book / Page	007842 / 000815
Instrument Date	Jan 4, 2018
Instrument	5551
Transaction Type	Foreclosure
Record Updated	Jan 30, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$576.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,422 (+5.99%)	$152,646 (+14.67%) Land $30,000 Building $122,646
2024	$673.00 (+2.12%)
2023	$659.00 (+3.78%) Homeowner's exemption	$80,598 (+3%)	$133,121 (+12.52%) Land $20,000 Building $113,121
2022	$635.00 Homeowner's exemption	$78,251	$118,314 Land $20,000 Building $98,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	9 (2005–2026)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Meredith Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures