2970 Meredith Dr, Pensacola, FL 32504 Property Records

Escambia County property record for 2970 Meredith Dr, Pensacola, FL 32504

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,267 sqft · built 1985
Lot Size0.177 acres (7,719 sqft)
OwnerIndividual Name on Record
Last Sale$144,000 (Mar 2021)
Tax Bill$1,518 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-1S-29-1150-440-001

Property Details

APN / Parcel Number

Primary APN14-1S-29-1150-440-001
Alternative APNs
  • 012330196
  • 12330196

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,267 sqft Living Area
Gross Area1,566 sqft
1st Floor Area1,267 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,719 sqft (0.177 acres)
Garage TypeAttached
Garage Area299 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Deck Area280 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12330196
Street Address2970 MEREDITH DR
CityPENSACOLA
StateFL
Zip32504-4713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHDMU
Legal DescriptionBEG AT NW COR LT 39 BLK A N 0 DEG 18 MIN 0 SEC E ALG REAR LT LI OF LTS 40 41 42 43 & 44 BLK A 177 03/100 FT FOR POB CONT N 0 DEG 18 MIN 0 SEC E 72 78/100 FT TO NE COR LT 44 N 89 DEG 42 MIN 0 SEC W ALG NLY LI OF SD LT 27 05/100 FT S 42 DEG 28 MIN 55 S
Legal Range29W
Legal Township01S
Legal Section14
Legal SubdivisionGANT THE
Legal BlockA
Legal Lot Number440
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2004
Census Tract1101

Owner

Source: Escambia County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2970 MEREDITH DR, PENSACOLA, FL 32504-4713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
May 13, 2021Deed of Trust, Mortgage · FHA Mortgage
INLANTA MORTGAGE INC
Mar 30, 2021Warranty Deed, Transfer · FHA Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2021 · Amount on Record
Deed SaleMar 30, 2021 · Amount on Record
Prior SaleNov 22, 2006 · Amount on Record
Deed Document Number202133751
Deed Book / Page8495 / 1290
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Recording DateMay 26, 2026
Property Address2970 MEREDITH DR, PENSACOLA, FL 32504-4713
Document Number0000040524
Book / Page9496 / 821
Instrument DateMay 14, 2026
Instrument202640524
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 MEREDITH DR, PENSACOLA, FL 32504-4713

Mortgage

Document Number0000040524,
DateMay 26, 2026
Book Page9496/821
Instrument202640524
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJun 1, 2066
Interest
Rate6.3%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address2970 MEREDITH DR, PENSACOLA, FL 32504-4713
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 MEREDITH DR, PENSACOLA, FL 32504-4713

Mortgage

Document Number0085300773
DateMay 13, 2021
Book Page8530/773
Instrument2021052989
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMar 30, 2021
Property Address2970 MEREDITH DR, PENSACOLA, FL 32504-4713
Document Number0084951290
Book / Page8495 / 1290
Map ReferenceMB 12 PG 23
Instrument DateMar 26, 2021
Instrument2021033751
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317 SHIRLEY AVE, 317, NORFOLK, VA 23517-2264

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 MEREDITH DR, PENSACOLA, FL 32504-4713

Mortgage

Document Number0084951292
DateMar 30, 2021
Instrument8495/1292
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,518.00 (+15.09%) Homeowner's exemption$136,808 (+5.99%)$159,617 (+14.36%) Land $30,000 Building $129,617
2024$1,319.00 (+1.31%)
2023$1,302.00 (+2.84%) Homeowner's exemption$129,081 (+3%)$139,569 (+11.37%) Land $20,000 Building $119,569
2022$1,266.00 Homeowner's exemption$125,322$125,322 Land $20,000 Building $105,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims9 (2005–2026)
Claims Outside the SFHA9 of 9
Most Recent ClaimMay 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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