2974 Descanso Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 2974 Descanso Ct, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,951 sqft · built 1967
Lot Size0.145 acres (6,310 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Apr 2023)
Tax Bill$4,252 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN214-280-270-000

Property Details

APN / Parcel Number

Primary APN214-280-270-000
Alternative APN
  • 214-280-27

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,951 sqft Living Area
1st Floor Area1,951 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,310 sqft (0.145 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number214-280-27
Street Address2974 DESCANSO CT
CityTRACY
StateCA
Zip95376-1916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP D1 35-39 LOT 208
Legal SubdivisionCABRILLO PARK 06
Legal Block2
Legal Lot Number208
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2004
Census Tract5310

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2974 DESCANSO CT, TRACY, CA 95376-1916
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2023Grant Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC
Oct 11, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2023 · Amount on File
Deed SaleApr 5, 2023 · Amount on File
Prior SaleAug 27, 2010 · Amount on File
Deed Document Number202326558
Prior Transfer DateSep 10, 2004
Prior Transfer Doc0000214981
Record UpdatedOct 29, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 5, 2023
Property Address2974 DESCANSO CT, TRACY, CA 95376-1916
Document Number0000026558
Map ReferenceVOL 17 PG 74
Instrument DateMar 30, 2023
Instrument2023-026558
Transaction TypeTransfer
Record UpdatedApr 17, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2974 DESCANSO CT, TRACY, CA 95376-1916

Mortgage

Document Number0000026559
DateApr 5, 2023
Instrument2023-026559
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 11, 2019
Property Address2974 DESCANSO CT, TRACY, CA 95376-1916
Document Number0000116370
Instrument DateAug 27, 2019
Instrument116370
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2974 DESCANSO CT TRACY CA 953761916, TRACY, CA 95376-1916

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,252.00 (-8.3%)
2025$4,637.00 (+183.96%) Veteran's exemption$577,422 (+86.21%) Land $171,666 Building $405,756
2023$1,633.00 (-50.65%)$310,098 Land $92,172 Building $217,926$492,030
2022$3,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.

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