San Joaquin County property record for 2928 Descanso Ct, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 3,704 sqft · built 1967 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,801 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-280-300-000 |
| Primary APN | 214-280-300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,704 sqft Living Area |
| 1st Floor Area | 3,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,250 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 214-280-30 |
|---|---|
| Street Address | 2928 DESCANSO CT |
| City | TRACY |
| State | CA |
| Zip | 95376-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP D1 35-39 LOT 205 |
| Legal Subdivision | CABRILLO PARK 06 |
| Legal Block | 2 |
| Legal Lot Number | 205 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5310 |
2928 Descanso Ct is owned and occupied by an individual who acquired it in May 2005.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2928 DESCANSO CT, TRACY, CA 95376-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 23, 2005 |
| Transfer Doc | 0000137258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2928 DESCANSO CT, TRACY, CA 95376-1916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2928 DESCANSO CT, TRACY, CA 95376-1916 |
| Document Number | 0000130188 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-130188 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2928 Descanso Ct was $1,801 with a homeowner's exemption, up 0.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,801.00 (+0.06%) | ||
| 2025 | $1,800.00 Homeowner's exemption | $162,025 Land $11,992 Building $150,033 | |
| 2023 | $1,631.00 (+2.19%) Homeowner's exemption | $155,735 Land $11,527 Building $144,208 | $880,920 |
| 2022 | $1,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2928 Descanso Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2928 Descanso Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.
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