Bremer County property record for 2974 198th St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,532 sqft · built 2016 |
| Lot Size | 5.43 acres (236,531 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,310 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-29-100-005 |
| Primary APN | 08-29-100-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 2,532 sqft |
| Finished Basement | 1,600 sqft |
| Unfinished Basement | 932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 236,531 sqft (5.43 acres) |
| Garage Type | Mixed |
| Garage Area | 2,664 sqft |
| Parking Spaces | 10 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2974 198TH ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-9064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29-92-11 N 265' W 368 3' & N 20' E 955' NW NE & N 265' E 416 7' NE NW |
| Legal Range | 11W |
| Legal Township | 92N |
| Legal Section | 29 |
| Legal Block | 92 |
| Legal Lot Number | 11 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 4500 |
Source: Bremer County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2974 198TH ST, SUMNER, IA 50674-9064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 2974 198TH ST, SUMNER, IA 50674-9064 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20201423 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 20201423 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,310.00 (+21.18%) Homeowner's exemption | $498,180 (+11.32%) Land $72,150 Building $426,030 | $498,180 (+11.32%) Land $72,150 Building $426,030 |
| 2023 | $447,510 Land $59,800 Building $387,710 | $447,510 Land $59,800 Building $387,710 | |
| 2022 | $4,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2008–2021) |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 300 / 100 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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