2944 198th St, Sumner, IA 50674 Property Records

Bremer County property record for 2944 198th St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1891
Lot Size	4.78 acres (208,217 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Dec 2010)
Tax Bill	$1,966 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-300-008`

Property Details

APN / Parcel Number

Primary APN	`08-20-300-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
1st Floor Area	736 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	208,217 sqft (4.78 acres)

Exterior Amenities

Porch	Porch
Porch Area	210 sqft
Deck Area	120 sqft
Granary	Granary
Lean-To	Lean-To
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2944 198TH ST
City	SUMNER
State	IA
Zip	50674-9064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-92-11 PARCEL B SE SW
Legal Range	11W
Legal Township	92N
Legal Section	20
Legal Block	92
Legal Lot Number	11
Jurisdiction	BREMER IA
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3048
Census Tract	4500

Owner

Source: Bremer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2944 198TH ST, SUMNER, IA 50674-9064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Apr 3, 2023	Quit Claim Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2010 · Amount on Record
Deed Sale	Dec 3, 2010 · Amount on Record
Prior Sale	Oct 10, 2007 · Amount on Record
Deed Document Number	20105133
Last Transfer Date	Mar 21, 2023
Transfer Doc	0020230848
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2944 198TH ST, SUMNER, IA 50674-9064
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020205816
Date	Dec 21, 2020
Instrument	20205816

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2035

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2944 198TH ST, SUMNER, IA 50674-9064
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020205817
Date	Dec 21, 2020
Instrument	20205817

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2045

Interest

Rate Type	Fixed Rate

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREMER IA
Recording Date	Apr 3, 2023
Property Address	2944 198TH ST, SUMNER, IA 50674-9064
Document Number	0020230848
Instrument Date	Mar 21, 2023
Instrument	20230848
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2944 198TH ST, SUMNER, IA 50674-9064

Mortgage

Document Number	0020230849
Date	Apr 3, 2023
Instrument	20230849

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,966.00 (+9.47%) Homeowner's exemption	$207,310 (+11.97%) Land $68,900 Building $138,410	$207,310 (+11.97%) Land $68,900 Building $138,410
2023		$185,140 Land $70,900 Building $114,240	$185,140 Land $70,900 Building $114,240
2022	$1,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2021)
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 100
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 198th St

Nearby Streets

All Sumner, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures