2973 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2973 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 1947
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2021)
Tax Bill	$2,919 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0056-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0056-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	956 sqft
Attic	Attic
Attic Area	444 sqft
Basement Area	1,122 sqft

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2973 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST TOWER 50.18 X 128.11IR-SS WEST TOWER AVE 145.01 FT E OF FERGUSON
Legal Subdivision	GREEN TOWNSHIP
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10004

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2973 W TOWER AVE, CINCINNATI, OH 45238-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 8, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	0000024131
Deed Book / Page	14362 / 2787
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 25, 2021
Property Address	2973 W TOWER AVE, CINCINNATI, OH 45238-2517
Document Number	0000024131
Book / Page	14362 / 2787
Instrument Date	Feb 19, 2021
Instrument	2021-0024131
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 W TOWER AVE, CINCINNATI, OH 45238-2517

Mortgage

Document Number	0000024132
Date	Feb 25, 2021
Instrument	2021-0024132

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 8, 2017
Property Address	2973 W TOWER AVE, CINCINNATI, OH 45238-2517
Document Number	0000000590
Map Reference	DB 1611 PG 411
Instrument Date	Feb 28, 2017
Instrument	17-0020590
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 W TOWER AVE, CINCINNATI, OH 45238-2517

Mortgage

Document Number	0000000591
Date	Mar 8, 2017
Instrument	17-0020591

Lender

Name	FIRST FINANCIAL BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,919.00 (+3.11%)	$47,250 (-) Land $6,762 Building $40,488
2024	$2,831.00 (-2.18%)	$47,250 (-) Land $6,762 Building $40,488
2023	$2,894.00 (+5.93%)	$47,250 (+18.12%) Land $6,762 Building $40,488	$135,000 (+18.12%) Land $19,320 Building $115,680
2022	$2,732.00 Homeowner's exemption	$40,002 Land $5,492 Building $34,510
2020			$114,290 Land $15,690 Building $98,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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