2973 N 1st St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2973 N 1st St, Saint Augustine, FL 32084 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086190-0290`

Property Details

APN / Parcel Number

Primary APN	`086190-0290`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	816 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Porch	Florida Room
Porch Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2973 N 1ST ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-73 PONCE DE LEON HGTS LOT 29 & N1/2 LOT 27 BLK 20 OR3092/1117(PR/D) & 3336/218(Q/C) & 5423/1552(S/A) & 5423/1557(H/R)
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	20
Legal Lot Number	29,27
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3004
Census Tract	20903

Owner

Source: St. Johns County records · APN 086190-0290

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2973 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 15, 2010
Transfer Doc	0033360218
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2973 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902

Mortgage

Document Number	0057001632
Date	Jan 30, 2023
Book Page	5700/1632
Instrument	2023007132

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,991 (+3.57%)	$173,564 (+3.98%) Land $56,250 Building $117,314
2025	$2,201.00 (+15.9%) Homeowner's exemption	$165,105 (+5.73%)	$166,915 (+6.89%) Land $56,250 Building $110,665
2024	$1,899.00 (-0.63%)
2023	$1,911.00 (-17.31%) Homeowner's exemption	$156,157 (-3.24%)	$156,157 (-3.24%) Land $50,625 Building $105,532
2022	$2,311.00	$161,387	$161,387 Land $42,000 Building $119,387

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force 17 of 18 on primary residences
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.