2925 N 1st St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2925 N 1st St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,328 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Dec 2025)
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086180-0000`

Property Details

APN / Parcel Number

Primary APN	`086180-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Porch	Finished/Open Porch
Porch Area	380 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2925 N 1ST ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-73 PONCE DE LEON HGTS LOTS 13 & S1/2 OF LOT 15 BLK 20 OR6274/620
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	20
Legal Lot Number	13,15
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3004
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2925 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST COAST MORTGAGE FUNDING LLC
May 1, 2023	Warranty Deed, Transfer · Balloon Mortgage CAPTIAL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	May 1, 2023 · Amount on Record
Deed Document Number	2025101946
Deed Book / Page	6274 / 620
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 16, 2025
Property Address	2925 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902
Document Number	0062740620
Book / Page	6274 / 620
Map Reference	MB 3 PG 73
Instrument Date	Dec 15, 2025
Instrument	2025101946
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2953 SOUTHGATE TER, ORLANDO, FL 32818-8616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902

Mortgage

Document Number	0062740622
Date	Dec 16, 2025
Book Page	6274/622
Instrument	2025101947

Lender

Name	FIRST COAST MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 1, 2023
Property Address	2925 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902
Document Number	0057481460
Book / Page	5748 / 1460
Map Reference	MB 3 PG 73
Instrument Date	Apr 21, 2023
Instrument	2023032494
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ALL FLORIDA TITLE SERVICES INC, ALL FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2953 SOUTHGATE TER, ORLANDO, FL 32818-8616
Investor	Possibly a Property Investor

Mortgage

Document Number	0057481462
Date	May 1, 2023
Instrument	5748/1462

Lender

Name	CAPTIAL FUNDING LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,015 (+13.58%) Land $56,250 Building $162,765	$219,015 (+13.58%) Land $56,250 Building $162,765
2025	$2,941.00 (+16.11%)	$192,824 (+7.82%)	$192,824 (+7.82%) Land $56,250 Building $136,574
2024	$2,533.00 (+6.92%)
2023	$2,369.00 (+2.02%)	$178,834 (-5.55%)	$178,834 (-5.55%) Land $50,625 Building $128,209
2022	$2,322.00	$189,349	$189,349 Land $42,000 Building $147,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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