St. Clair County property record for 2972 Vine St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,219 sqft · built 1988 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $419,900 (Feb 2025) |
| Tax Bill | $1,806 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-025-4003-000 |
| Primary APN | 74-30-025-4003-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,219 sqft Living Area |
| 1st Floor Area | 2,219 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Lot Area | 90,605 sqft (2.08 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2972 VINE ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG N 0D 54M 41S E 288.95' FROM SW SEC COR, TH N 0D 54M 41S E 241.55', TH S 88D 27M 24S E 372.44', TH S 0D 27M 46S W 245.23', TH N 87D 54M W 374.42' TO BEG SECTION 25 T5N R16E 2.08 A EXC THE SUB-SURFACE STORAGE RIGHTS |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 25 |
| Legal Subdivision | A EXC THE SUB |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 640200 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2972 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 1, 2022 | Intrafamily Transfer, Transfer VANGUARD TITLE COMPANY |
| Nov 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FIN'L CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on Record |
| Deed Sale | Feb 14, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2022 · Amount on Record |
| Deed Document Number | 20252605 |
| Deed Book / Page | 5788 / 757 |
| Prior Transfer Date | Oct 25, 2022 |
| Prior Transfer Doc | 0005575148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2972 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2972 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Document Number | 0005579168 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 5579/168 |
| Instrument | 2022025716 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 1, 2022 |
| Property Address | 2972 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Document Number | 0005575148 |
| Book / Page | 5575 / 148 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022024717 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | VANGUARD TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20223 AVALON ST, SAINT CLAIR SHORES, MI 48080-3721 |
| Name | Verified Name |
|---|---|
| Address | 20223 AVALON ST, SAINT CLAIR SHORES, MI 48080-3721 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 21, 2022 |
| Property Address | 2972 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Document Number | 0005579756 |
| Book / Page | 5579 / 756 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022025855 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2972 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Name | Verified Name |
|---|---|
| Address | 20223 AVAION ST, SAINT CLAIR SHORES, MI 48080-3721 |
| Document Number | 2022024716 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022024716 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2972 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Document Number | 0051890662 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2972 VINE ST ST CLAIR MI 480794739, ST CLAIR, MI 48079-4739 |
| Document Number | 0051890662 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 005189/000662 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,806.00 (-33.01%) Homeowner's exemption | $105,800 (+7.19%) | |
| 2024 | $2,696.00 (+61.44%) | $211,600 (+7.19%) | |
| 2023 | $98,700 | ||
| 2022 | $1,670.00 | $197,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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