St. Clair County property record for 2970 Vine St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,726 sqft |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,080 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-025-4003-200 |
| Primary APN | 74-30-025-4003-200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Lot Area | 105,851 sqft (2.43 acres) |
|---|---|
| Total Buildings | 6 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2970 VINE ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG AT SW SEC COR, TH N 0D 54M 41S E 288.95', TH S 87D 54M E 374.42', TH S 0D 27M 46S W 275.20', TH W 376.54' TO BEG. SECTION |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 640200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2970 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Dec 7, 2018 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2970 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2970 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Document Number | 0005625782 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 5625/782 |
| Instrument | 2023009743 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2970 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2970 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Document Number | 5363211 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 5363/211 |
| Instrument | 2021014017 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2970 VINE ST, SAINT CLAIR, MI 48079-4739 |
| Document Number | 0050210115 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2970 VINE ST ST CLAIR MI 480794739, ST CLAIR, MI 48079-4739 |
| Document Number | 0050210115 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 005021/000115 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 2, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,100 (+5.75%) | $272,200 (+5.75%) | |
| 2025 | $2,080.00 (+3.43%) Homeowner's exemption | $128,700 (+5.58%) | |
| 2024 | $2,011.00 (+9.29%) | $257,400 (+5.58%) | |
| 2023 | $121,900 | ||
| 2022 | $1,840.00 | $243,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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