2972 Oak Crossing Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2972 Oak Crossing Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2002
Square Footage2,803 sqft Adjusted Area
Lot Size101,495 sqft (2.33 acres)
Garage900 sqft
OccupancyOwner Occupied
Last Sale$232,500 (2019)
Tax Bill$2,345.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-5-15-02-0-00034-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area2,803 sqft Adjusted Area
1st Floor1,629 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area101,495 sqft (2.33 acres)
Parking Spaces4 Parking Spaces
Garage Area900 sqft Garage

Location & Zoning

Street Address2972 OAK CROSSING DR
CityHERNANDO
StateMS
Zip38632-8562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAK GROVE MANOR S/D PH 1 LOT 34
Legal Range008
Legal Township03S
Legal Section15
Legal SubdivisionOAK GROVE MANOR S/D PH 1
Legal Phase1
Legal Lot Number34
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2008
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-5-15-02-0-00034-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2972 OAK CROSSING DR, HERNANDO, MS 38632-8562
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 22, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2019 · Amount on Record
Deed SaleJan 22, 2019 · Amount on Record
Deed Book / Page877 / 781
Prior Transfer DateDec 28, 2018
Prior Transfer Doc000877/781
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2972 OAK CROSSING DR, HERNANDO, MS 38632-8562
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005223/731
DateApr 28, 2021
Book Page5223/731
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2972 OAK CROSSING DR, HERNANDO, MS 38632-8562
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004904/81
DateMar 13, 2020
Book Page4904/81
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2035

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJan 22, 2019
Property Address2972 OAK CROSSING DR, HERNANDO, MS 38632-8562
Document Number000877/781
Book / Page0877 / 781
Map ReferenceMB 76 PG 21
Instrument DateDec 28, 2018
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2972 OAK CROSSING DR, HERNANDO, MS 38632-8562

Mortgage

Document Number0004667684
DateJan 22, 2019
Instrument4667/684
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2039

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,345.00 (+17.72%)$28,401 (+42.73%) Land $3,500 Building $24,901$284,007 (+42.73%) Land $35,000 Building $249,007
2023$1,992.00$19,899$198,986 Land $35,000 Building $163,986

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