2577 Oak Crossing Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2577 Oak Crossing Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,974 sqft · built 2005
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$236,800 (Jun 2016)
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-5-15-01-0-00025-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-5-15-01-0-00025-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,974 sqft Adjusted Area
1st Floor Area	1,895 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	91,476 sqft (2.1 acres)
Lot Dimensions	453 ft deep x 202 ft wide
Patio Area	213 sqft

Location & Zoning

Street Address	2577 OAK CROSSING DR
City	HERNANDO
State	MS
Zip	38632-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	OAK GROVE MANOR S/D LOT 25
Legal Range	008
Legal Township	03S
Legal Section	15
Legal Subdivision	OAK GROVE MANOR S/D
Legal Lot Number	25
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2026
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-5-15-01-0-00025-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2577 OAK CROSSING DR, HERNANDO, MS 38632-7623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jan 07, 2019	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit BANKPLUS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2016 · Amount on Record
Deed Sale	Jun 10, 2016 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Book / Page	794 / 408
Prior Transfer Date	Jan 04, 2012
Prior Transfer Doc	000673/678
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2577 OAK CROSSING DR, HERNANDO, MS 38632-7623
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004526/280
Date	Apr 19, 2018
Book Page	04526/280
Instrument	T04526-00280

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2577 OAK CROSSING DR, HERNANDO, MS 38632-7623
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004661/677
Date	Jan 07, 2019
Book Page	4661/677

Lender

Name	RENASANT BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2577 OAK CROSSING DR, HERNANDO, MS 38632-7623
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2577 OAK CROSSING DR, HERNANDO, MS 38632-7623

Mortgage

Document Number	005164/134
Date	Feb 22, 2021
Book Page	5164/134

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2577 OAK CROSSING DR, HERNANDO, MS 38632-7623
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004694/173
Date	Mar 19, 2019
Book Page	4694/173

Lender

Name	RENASANT BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	107 Months
Due	Feb 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2577 OAK CROSSING DR, HERNANDO, MS 38632-7623
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2577 OAK CROSSING DR, HERNANDO, MS 38632-7623

Mortgage

Document Number	5660/26656
Date	Apr 10, 2023
Book Page	5660/26656

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 05, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,299.00 (+14.78%)	$31,485 (+36.8%) Land $3,500 Building $27,985	$314,847 (+36.8%) Land $35,000 Building $279,847
2023	$2,003.00	$23,015 (-)	$230,151 (-) Land $35,000 Building $195,151
2022	$2,003.00	$23,015 Land $3,500 Building $19,515	$230,151 Land $35,000 Building $195,151

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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