Albemarle County property record for 2972 Carters Mountain Rd, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,176 sqft · built 2014 |
| Lot Size | 75 acres (3,267,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,180 (2026) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10300-00-00-04300 |
| Primary APN | 10300-00-00-04300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Finished Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,267,000 sqft (75 acres) |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2972 CARTERS MOUNTAIN RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-7712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE PARCEL A ERNSCLIFF |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 11301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236 |
|---|---|
| Individually Listed | Morven listed 1973 · 3 contributing resources · NRIS 73001991 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1290 E MAIN ST, STAMFORD, CT 06902-3555 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2972 CARTERS MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-7712 |
| Document Number | 0000008114 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2857 CARTERS MOUNTAIN RD CHARLOTTESVILLE VA 229027711, CHARLOTTESVILLE, VA 22902-7711 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008114 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 005074/000629 |
| Instrument | 8114 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,180.00 (-2.27%) | $1,138,700 (-2.27%) Land $221,200 Building $917,500 | $1,138,700 (-2.27%) Land $221,200 Building $917,500 |
| 2025 | $10,416.00 | $1,165,200 (+20.7%) Land $217,400 Building $947,800 | $1,165,200 (+20.7%) Land $217,400 Building $947,800 |
| 2024 | $10,416.00 (+26.35%) | ||
| 2023 | $8,244.00 | $965,400 Land $216,900 Building $748,500 | $965,400 Land $216,900 Building $748,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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