Albemarle County property record for 2857 Carters Mountain Rd, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,668 sqft · built 1990 |
| Lot Size | 22.1 acres (963,983 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Nov 2014) |
| Tax Bill | $8,734 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10300-00-00-043L0 |
| Primary APN | 10300-00-00-043L0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,668 sqft Finished Area |
| Basement Area | 1,890 sqft |
| Finished Basement | 1,710 sqft |
| Unfinished Basement | 1,890 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 963,983 sqft (22.1 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 21 sqft |
| Deck Area | 626 sqft |
| Patio Area | 370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2857 CARTERS MOUNTAIN RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE TRACT 1 |
| Legal Tract | 1 |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236 |
|---|---|
| Individually Listed | Morven listed 1973 · 3 contributing resources · NRIS 73001991 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2857 CARTERS MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-7711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2014 · Amount on Record |
| Deed Sale | Nov 17, 2014 · Amount on Record |
| Prior Sale | Apr 3, 2009 · Amount on Record |
| Deed Document Number | 201411243 |
| Prior Transfer Date | Nov 12, 2014 |
| Prior Transfer Doc | 0000011243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2857 CARTERS MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-7711 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 5557/67 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 5557/67 |
| Instrument | 2021-00010513 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 1, 2051 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,734.00 (-0.34%) | $1,210,200 (+0.16%) Land $355,000 Building $855,200 | $1,210,200 (+0.16%) Land $355,000 Building $855,200 |
| 2025 | $8,764.00 (+34.03%) | $1,208,300 (+14.5%) Land $347,500 Building $860,800 | $1,208,300 (+14.5%) Land $347,500 Building $860,800 |
| 2023 | $6,539.00 | $1,055,300 Land $412,800 Building $642,500 | $1,055,300 Land $412,800 Building $642,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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