2972 Bay St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2972 Bay St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,040 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Garage	Attached, 364 sqft
Last Sale	$155,000 (2018)
Tax Bill	$2,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`084170-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,040 sqft Living Area
Gross Area	1,668 sqft Gross Area
1st Floor	1,040 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1997
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	135 ft x 80 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	364 sqft Garage
Porch Area	364 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2972 BAY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1966
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 HIGH SCHOOL ESTATES UNIT 1 LOTS 8 & 9 BLK 1 (LOT 6 BLK 1 RE-SUB) OR4495/1192
Legal Range	29E
Legal Township	07S
Legal Section	01
Legal Subdivision	HIGH SCHOOL ESTATES UNIT 1 RESUB
Legal Block	1
Legal Lot Number	8,9,6
Legal Unit	1
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3005
Census Tract	20903

Owner

Source: St. Johns County records · APN 084170-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 WASHINGTON RD, PITTSFORD, NY 14534-1444
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	May 10, 2007 · Amount on Record
Deed Doc Number	20186116
Deed Book / Page	4495 / 1192
Record Refreshed	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 29, 2018
Property Address	2972 BAY ST, SAINT AUGUSTINE, FL 32084-1966
Document Number	0044951192
Book / Page	004495 / 001192
Instrument Date	Jan 26, 2018
Instrument	6116
Transaction Type	Transfer
Record Updated	Feb 09, 2018
Title Company	HOMEGUARD TITLE AND TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 GATES MANOR DR ROCHESTER NY 146064803, ROCHESTER, NY 14606-4803

Mortgage

Document Number	44951194
Date	Jan 29, 2018
Book Page	004495/001194
Instrument	6117

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,467 (+5.65%) Land $61,800 Building $116,667	$178,467 (+5.65%) Land $61,800 Building $116,667
2025	$2,618.00 (+6.86%)	$168,928 (-14.37%)	$168,928 (-14.37%) Land $61,800 Building $107,128
2024	$2,450.00 (+2.3%)
2023	$2,395.00 (+11.66%)	$197,287 (+16.4%)	$197,287 (+16.4%) Land $53,560 Building $143,727
2022	$2,145.00	$169,493	$169,493 Land $47,050 Building $122,443

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.