2955 Bay St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2955 Bay St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 1964
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Aug 2001)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Apr 2024 Transfer Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083585-0000`

Property Details

APN / Parcel Number

Primary APN	`083585-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,908 sqft (0.48 acres)
Lot Dimensions	145 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2955 BAY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-19 (6)(10) SHEPPARD-CROSBY SUB PT OF LOT 3 BLK 3 & S150FT OF E144.86FT (OR LOTS 32 33 & 34 OF MIDDLETONS UNREC PLAT) OR5934/1436(L/E)
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	MIDDLETON UNPLATTED SUBDIVISION OF SHEPA
Legal Block	3
Legal Lot Number	3,32
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3009
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2955 BAY ST, SAINT AUGUSTINE, FL 32084-1950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Intrafamily Transfer, Transfer
Aug 29, 2017	Deed of Trust, Mortgage · Unknown DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2001 · Amount on Record
Deed Sale	Aug 28, 2001 · Amount on Record
Deed Document Number	200144498
Deed Book / Page	1644 / 426
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 19, 2024
Property Address	2955 BAY ST, SAINT AUGUSTINE, FL 32084-1950
Document Number	0059341436
Book / Page	5934 / 1436
Map Reference	MB 1 PG 19
Instrument Date	Apr 18, 2024
Instrument	2024029470
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2955 BAY ST, SAINT AUGUSTINE, FL 32084-1950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 LEISURELY AVE, SATSUMA, FL 32189-2546

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2955 BAY ST, SAINT AUGUSTINE, FL 32084-1950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044271950
Date	Aug 29, 2017
Book Page	4427/1950
Instrument	2017059654

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,678 (+2.7%)	$268,335 (+5.76%) Land $119,250 Building $149,085
2025	$1,330.00 (+17.6%) Homeowner's exemption Widower's exemption	$117,505 (+5.99%)	$253,725 (-10.45%) Land $119,250 Building $134,475
2024	$1,131.00 (+2.72%)
2023	$1,101.00 (-0.54%) Homeowner's exemption Widower's exemption	$110,867 (+3%)	$283,349 (+12.66%) Land $103,350 Building $179,999
2022	$1,107.00 Homeowner's exemption Widower's exemption	$107,638	$251,503 Land $81,885 Building $169,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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