2972 Arches Bluff Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 2972 Arches Bluff Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,410 sqft · built 2018
Lot Size	0.241 acres (10,538 sqft)
Owner	2 Company Names on File
Last Sale	$670,000 (Jul 2025)
Tax Bill	$2,828 (2024)
Deeds & Mortgages	May 2026 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-326.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-326.00`
Alternative APN	`95384`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,410 sqft Living Area
Gross Area	3,377 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,538 sqft (0.241 acres)
Garage Area	691 sqft
Porch	Porch
Porch Area	132 sqft
Patio Area	192 sqft

Location & Zoning

Account Number	95384
Street Address	2972 ARCHES BLUFF CIR
City	LANCASTER
State	SC
Zip	29720-0090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.242 AC
Legal Subdivision	TREE TOPS PHASE 1B
Legal Block	326
Legal Lot Number	326
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2071
Census Tract	11209

Owner

2972 Arches Bluff Cir is owned by a company that acquired it in May 2026.

Source: Lancaster County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2972 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Jul 25, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	20259898
Deed Book / Page	1947 / 186
Last Transfer Date	May 27, 2026
Transfer Doc	0000007562
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	May 28, 2026
Property Address	2972 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090
Document Number	0000007562
Book / Page	2066 / 257
Instrument Date	May 27, 2026
Instrument	20267562
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2972 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2972 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001319
Date	Jan 26, 2022
Book Page	4653/104
Instrument	2022001319

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 21, 2047

July 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 25, 2018
Property Address	2972 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090
Document Number	0000010573
Book / Page	1158 / 025
Map Reference	MB2017 PG56
Instrument Date	Apr 6, 2018
Instrument	2018010573
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,605.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2972 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090

Mortgage

Document Number	0000010574
Date	Jul 25, 2018
Instrument	2018010574

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,066 Land $2,474 Building $17,592	$608,400 Land $75,000 Building $533,400
2024	$2,828.00 (+0.39%)
2023	$2,817.00	$17,448 Land $3,000 Building $14,448	$436,200 Land $75,000 Building $361,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2972 Arches Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2972 Arches Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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