2967 Arches Bluff Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 2967 Arches Bluff Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,087 sqft · built 2018
Lot Size	0.232 acres (10,124 sqft)
Owner	2 Trust Names on File
Last Sale	$387,414 (Apr 2019)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-380.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-380.00`
Alternative APN	`95494`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,087 sqft Living Area
Gross Area	4,093 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,124 sqft (0.232 acres)
Garage Area	714 sqft
Porch	Porch
Porch Area	132 sqft
Patio Area	160 sqft

Location & Zoning

Account Number	95494
Street Address	2967 ARCHES BLUFF CIR
City	LANCASTER
State	SC
Zip	29720-0090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.232 AC
Legal Subdivision	TREE TOPS
Legal Block	380
Legal Lot Number	380
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2070
Census Tract	11209

Owner

2967 Arches Bluff Cir is owner-occupied and held in a trust since October 2019.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2967 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 25, 2019	Limited Warranty Deed, Transfer · ARM EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Deed Document Number	20195570
Deed Book / Page	1227 / 262
Last Transfer Date	Oct 24, 2019
Transfer Doc	0000016668
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2967 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004484
Date	Mar 17, 2022
Book Page	4694/50
Instrument	2022004484

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

April 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 25, 2019
Property Address	2967 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090
Document Number	0000005570
Book / Page	1227 / 262
Map Reference	MB 2017 PG 57
Instrument Date	Apr 5, 2019
Instrument	2019005570
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,433.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2967 ARCHES BLUFF CIR, LANCASTER, SC 29720-0090

Mortgage

Document Number	0000005571
Date	Apr 25, 2019
Instrument	2019005571

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2967 Arches Bluff Cir was $2,404, up 15.2% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+15.24%)	$16,817 Land $1,913 Building $14,904	$659,200 Land $75,000 Building $584,200
2024	$2,086.00 (+0.38%)
2023	$2,078.00	$14,624 Land $3,000 Building $11,624	$365,600 Land $75,000 Building $290,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2967 Arches Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2967 Arches Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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