2971 Chippewa Dr, Troy, MI 48085 Property Records

Oakland County property record for 2971 Chippewa Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1993
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Feb 2026)
Tax Bill	$5,095 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-01-430-017`

Property Details

APN / Parcel Number

Primary APN	`88-20-01-430-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft
Basement Area	1,846 sqft
Unfinished Basement	1,846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	120 ft deep x 116 ft wide
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	141 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2971 CHIPPEWA DR
City	TROY
State	MI
Zip	48085-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 1 WARWICK WOODS SUB LOT 1 1-8-93 FR 476-012
Legal Range	11E
Legal Township	2N
Legal Section	1
Legal Subdivision	WARWICK WOODS SUB
Legal Lot Number	1
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	5
Census Block	5016
Census Tract	196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3105 HICKORY RDG, ORTONVILLE, MI 48462-9253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2020	Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Mar 16, 2020	Deed of Trust, Mortgage MORTGAGE 1 AT SUBURBAN
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage ADVISORS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	202618080
Deed Book / Page	60939 / 620
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 10, 2026
Property Address	2971 CHIPPEWA DR, TROY, MI 48085-1121
Document Number	20260018080
Book / Page	60939 / 620
Map Reference	LB 223 PG 17-20
Instrument Date	Feb 6, 2026
Instrument	20260018080
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2971 CHIPPEWA DR, TROY, MI 48085-1121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 CHIPPEWA DR, TROY, MI 48085-1121

Mortgage

Document Number	20260018081
Date	Feb 10, 2026
Book Page	60939/622
Instrument	20260018081

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 25, 2020
Property Address	2971 CHIPPEWA DR, TROY, MI 48085-1121
Document Number	0000056888
Book / Page	053992 / 000346
Instrument Date	Mar 16, 2020
Instrument	56888
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	INTERSTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60041 STONECREST DR WASHINGTON MI 480941491, WASHINGTON, MI 48094-1491

Mortgage

Document Number	54770
Date	Mar 25, 2020
Book Page	053976/000498
Instrument	54770

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2971 CHIPPEWA DR, TROY, MI 48085-1121
Document Number	0000054770
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60041 STONECREST DR WASHINGTON MI 480941491, WASHINGTON, MI 48094-1491

Mortgage

Document Number	0000054770
Date	Mar 23, 2020
Book Page	053976/000498
Instrument	54770

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 27, 2019
Property Address	2971 CHIPPEWA DR, TROY, MI 48085-1121
Document Number	0000102665
Book / Page	052970 / 000357
Instrument Date	Jun 14, 2019
Instrument	102665
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	INTERSTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49208 GLENVILLE CT SHELBY TOWNSHIP MI 483153930, SHELBY TOWNSHIP, MI 48315-3930

Mortgage

Document Number	102666
Date	Jun 27, 2019
Book Page	052970/000359
Instrument	102666

Lender

Name	ADVISORS CAP
Type	Funding / Finance Company
Address	NOVI, MI 48375

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,095.00 (+2.39%)
2024	$4,976.00 (-10.16%)
2023			$325,660
2022	$5,539.00	$162,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Chippewa Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures