2887 Chippewa Dr, Troy, MI 48085 Property Records

Oakland County property record for 2887 Chippewa Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,621 sqft · built 1994
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Apr 2011)
Tax Bill$4,742 (2025)
Deeds & MortgagesMar 2024 Transfer
May 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-01-430-011

Property Details

APN / Parcel Number

Primary APN88-20-01-430-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,621 sqft Living Area
1st Floor Area1,555 sqft
Basement Area1,555 sqft
Unfinished Basement1,555 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions120 ft deep x 78 ft wide
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area51 sqft
Deck Area322 sqft
Patio Area322 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2887 CHIPPEWA DR
CityTROY
StateMI
Zip48085-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 1 WARWICK WOODS SUB LOT 7 1-8-93 FR 476-012
Legal Range11E
Legal Township2N
Legal Section1
Legal SubdivisionWARWICK WOODS SUB
Legal Lot Number1,7
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group5
Census Block5016
Census Tract196000

Owner

Source: Oakland County records · APN 88-20-01-430-011

Assessment roll updated February 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2887 CHIPPEWA DR, TROY, MI 48085-1118
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Intrafamily Transfer, Transfer
May 02, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2011 · Amount on Record
Deed SaleApr 05, 2011 · Amount on Record
Prior SaleDec 21, 2009 · Amount on Record
Deed Document Number201159341
Deed Book / Page42953 / 91
Prior Transfer DateFeb 17, 2009
Prior Transfer Doc0000028053
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMar 22, 2024
Property Address2887 CHIPPEWA DR, TROY, MI 48085-1118
Document Number0000028372
Book / Page59238 / 623
Map ReferenceLB 223 PG 17-26
Instrument DateMar 18, 2024
Instrument28372
Transaction TypeTransfer
Record UpdatedApr 05, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2887 CHIPPEWA DR, TROY, MI 48085-1118

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2887 CHIPPEWA DR, TROY, MI 48085-1118

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2887 CHIPPEWA DR, TROY, MI 48085-1118
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087136
DateMay 02, 2017
Book Page50626/00473
Instrument087136
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMar 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2887 CHIPPEWA DR, TROY, MI 48085-1118
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082356
DateApr 23, 2020
Book Page54125/372
Instrument82356
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2035

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2887 CHIPPEWA DR, TROY, MI 48085-1118
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyJCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2887 CHIPPEWA DR, TROY, MI 48085-1118

Mortgage

Document Number0000228170
DateNov 02, 2020
Book Page55099/424
Instrument228170
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,742.00 (-3.85%)
2023$410,780
2022$4,932.00$205,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 361 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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