2970 William St, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 2970 William St, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,799 sqft · built 1954
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,827 (2026)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`143089 113.15-1-4`

Property Details

APN / Parcel Number

Primary APN	`143089 113.15-1-4`
Alternative APNs	`30891131500001004000` `003 0840000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	245 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	270 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003 0840000
Street Address	2970 WILLIAM ST
City	BUFFALO
State	NY
Zip	14227-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	1255' E RAYMOND .90AC 157 X 250
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	4
Census Block	4001
Census Tract	10902

Owner

2970 William St is owned and occupied by two individuals who acquired it in February 2008.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2970 WILLIAM ST, BUFFALO, NY 14227-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 4, 2008
Transfer Doc	0111404405
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	2970 WILLIAM ST, CHEEKTOWAGA, NY 14227-1918
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138873093
Date	Feb 14, 2019
Book Page	13887/3093
Instrument	2019029929

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 14, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2970 William St was $7,827 with exemptions applied, up 29.5% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,827.00 (+29.52%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$6,043.00 (+1.97%)	$219,000 (-) Land $37,200 Building $181,800	$292,000 (+6.67%) Land $49,600 Building $242,400
2024	$5,926.00 Homeowner's exemption Veteran's exemption	$219,000 (-) Land $37,200 Building $181,800	$273,750 (+13.75%) Land $46,500 Building $227,250
2023	Homeowner's exemption Veteran's exemption	$219,000 Land $37,200 Building $181,800	$240,659 Land $40,879 Building $199,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2970 William St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1979–2010)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Jun 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2970 William St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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