2970 Micah Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2970 Micah Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	2,466 sqft Living Area
Lot Size	5,270 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$149,900 (2003)
Tax Bill	$1,330.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0075-0001-0160`
Alternative APNs	`222630276600010160` `263022007500010160` `128326`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,466 sqft Living Area
Gross Area	2,866 sqft Gross Area
1st Floor	1,284 sqft 1st Floor
Upper Floors	1,182 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,270 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	28 sqft Patio

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2970 MICAH CT
City	SAINT CLOUD
State	FL
Zip	34772-6513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 5 PB 14 PGS 57-58 LOT 16
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES PH 5
Legal Phase	5
Legal Tract	75
Legal Block	160
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 22-26-30-0075-0001-0160

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2970 MICAH CT, SAINT CLOUD, FL 34772-6513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Person or Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2003 · Amount on Record
Deed Sale	Jul 29, 2003 · Amount on Record
Deed Book / Page	2302 / 424
Last Transfer Date	Oct 25, 2007
Transfer Doc	0035921217
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2970 MICAH CT, SAINT CLOUD, FL 34772-6513
Document Number	0054021399
Instrument Date	Oct 08, 2017
Transaction Type	Mortgage
Record Updated	Oct 04, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2970 MICAH CT ST CLOUD FL 347726513, ST CLOUD, FL 34772-6513

Mortgage

Document Number	0054021399
Date	Sep 17, 2018
Book Page	005402/001399
Instrument	140241

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (+4.06%) Homeowner's exemption	$120,241 (+5.99%)	$345,900 (-3.35%) Land $65,000 Building $280,900
2024	$1,330.00 (+3.58%)
2023	$1,284.00 (+4.82%) Homeowner's exemption	$113,450 (+3%)	$357,900 (+16.09%) Land $60,000 Building $297,900
2022	$1,225.00 Homeowner's exemption	$110,146	$308,300 Land $55,000 Building $253,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.