Osceola County property record for 2966 Micah Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,868 sqft · built 2003 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Oct 2023) |
| Tax Bill | $6,399 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 128524 |
| Primary APN | 128524 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,868 sqft Heated Area |
| Gross Area | 3,560 sqft |
| 1st Floor Area | 1,228 sqft |
| Upper Floors Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 292 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 128524 |
|---|---|
| Old Parcel Number | 222630276600010180 |
| Street Address | 2966 MICAH CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 5 PB 14 PGS 57-58 LOT 18 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 5 |
| Legal Tract | 75 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128524
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2966 MICAH CT, SAINT CLOUD, FL 34772-6513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 01, 2018 | Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on Record |
| Deed Sale | Oct 13, 2023 · Amount on Record |
| Prior Sale | Oct 18, 2016 |
| Deed Document Number | 2023135415 |
| Deed Book / Page | 6489 / 2099 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 13, 2023 |
| Property Address | 2966 MICAH CT, SAINT CLOUD, FL 34772-6513 |
| Document Number | 0064892099 |
| Book / Page | 6489 / 2099 |
| Map Reference | MB 14 PG 57&58 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023135415 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6575 OLD CARRIAGE RD, WINTER GARDEN, FL 34787-6204 |
| Name | Verified Name |
|---|---|
| Address | 2966 MICAH CT, SAINT CLOUD, FL 34772-6513 |
| Document Number | 0064892101 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 6489/2101 |
| Instrument | 2023135416 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2966 MICAH CT, SAINT CLOUD, FL 34772-6513 |
| Document Number | 0053620801 |
| Instrument Date | Jun 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2966 MICAH CT ST CLOUD FL 347726513, ST CLOUD, FL 34772-6513 |
| Document Number | 0053620801 |
|---|---|
| Date | Jul 05, 2018 |
| Book Page | 005362/000801 |
| Instrument | 102996 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 04, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,399.00 (+0.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $405,400 (-3.71%) Land $65,000 Building $340,400 | $405,400 (-3.71%) Land $65,000 Building $340,400 |
| 2023 | $6,341.00 (+12.13%) | $421,000 (+16.3%) Land $60,000 Building $361,000 | $421,000 (+16.3%) Land $60,000 Building $361,000 |
| 2022 | $5,655.00 | $362,000 Land $55,000 Building $307,000 | $362,000 Land $55,000 Building $307,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 34 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures