DeSoto County property record for 2970 Hwy 51 S, Hernando, MS 38632
| Property Type | Commercial |
|---|---|
| Details | 5,266 sqft · built 2018 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Company Name on File |
| Tax Bill | $14,727 (2025) |
| Deeds & Mortgages | Aug 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-88-4-00002-00 |
| Primary APN | 3-08-6-13-88-4-00002-00 |
|---|
| Building Area | 5,266 sqft Adjusted Area |
|---|---|
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Steel Frame/Truss |
| Roof Material | Rolled Roofing |
| Lot Area | 75,359 sqft (1.73 acres) |
| Canopy | 2,484 sqft |
| Street Address | 2970 HIGHWAY 51 S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2823 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C-2 |
| Legal Description | A AND J'S ONE STOP LOT 2 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Subdivision | A AND JS ONE STOP |
| Legal Lot Number | 2 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 71124 |
2970 Hwy 51 S, a commercial property, is owned by a company.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6933 CRUMPLER BLVD, OLIVE BRANCH, MS 38654-1993 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000816668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2970 HIGHWAY 51 S, HERNANDO, MS 38632-2823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004786/482 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 4786/482 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 25, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2970 Hwy 51 S was $14,727.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,727.00 | $126,412 Land $22,608 Building $103,804 | $842,746 Land $150,718 Building $692,028 |
| 2023 | $13,184.00 | $95,033 | $633,549 Land $150,718 Building $482,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2970 Hwy 51 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2970 Hwy 51 S is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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