2883 Hwy 51 S, Hernando, MS 38632 Property Records

DeSoto County property record for 2883 Hwy 51 S, Hernando, MS 38632

Property Summary

Property TypeCommercial
Details2,480 sqft · built 1974
Lot Size0.576 acres (25,121 sqft)
OwnerCompany Name on File
Tax Bill$3,940 (2025)
Deeds & MortgagesApr 2023 Mortgage
Mar 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-6-13-91-4-00002-00

Property Details

APN / Parcel Number

Primary APN3-08-6-13-91-4-00002-00

Interior

Building Area2,480 sqft Adjusted Area

Exterior

Year BuiltBuilt 1974
Exterior MaterialMetal
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area25,121 sqft (0.576 acres)

Location & Zoning

Street Address2883 HIGHWAY 51 S
CityHERNANDO
StateMS
Zip38632-2820
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-2
Legal DescriptionBRYANT 2 LOT S/D LOT 2
Legal SubdivisionBRYANT 2 LOT S/D
Legal Lot Number2
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1022
Census Tract71124

Owner

2883 Hwy 51 S, a commercial property, is owned by a company that acquired it in March 2021.

Source: DeSoto County records, as of December 22, 2025

Owner of RecordCompany Name on File
Mailing Address1176 POCKETWATCH DR, HERNANDO, MS 38632-7394
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIRST SECURITY BANK
Mar 22, 2022Deed of Trust, Mortgage · Line of Credit
FIRST SECURITY BANK
Mar 8, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2021
Deed SaleMar 8, 2021
Deed Document Number0000950312
Deed Book / Page950 / 312
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2883 HIGHWAY 51 S, HERNANDO, MS 38632-2820
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1176 ROCKWATCH DR, HERNANDO, MS 38632

Mortgage

Document Number5660/28036
DateApr 14, 2023
Book Page5660/28036
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term36 Months
DueApr 5, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2883 HIGHWAY 51 S, HERNANDO, MS 38632-2820
Transaction TypeMortgage
Record UpdatedMar 7, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1176 POCKETWATCH DR, HERNANDO, MS 38632-7394

Mortgage

Document Number005492/221
DateMar 22, 2022
Book Page5492/221
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
TypeLine of Credit
AmountAmount on Record
Term13 Months
DueApr 5, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 8, 2021
Property Address2883 HIGHWAY 51 S, HERNANDO, MS 38632-2820
Document Number000950/312
Book / Page950 / 312
Map ReferenceMB 130 PG 61
Instrument DateMar 2, 2021
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 LOSHER ST, HERNANDO, MS 38632-2106

Transferred To (Grantee/Buyer)

NameVerified Name
Address1176 POCKETWATCH DR, HERNANDO, MS 38632-7394

Tax Assessment & Valuation

The 2025 property tax bill for 2883 Hwy 51 S was $3,940.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,940.00$33,821 Land $5,651 Building $28,170$225,472 Land $37,670 Building $187,802
2023$1,849.00$13,328$88,852 Land $37,670 Building $51,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2883 Hwy 51 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimFeb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2883 Hwy 51 S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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