St. Johns County property record for 297 Twin Lakes Dr, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 2013 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,161 (Feb 2020) |
| Tax Bill | $4,558 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136074-0820 |
| Primary APN | 136074-0820 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 101 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 297 TWIN LAKES DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 62/13-24 TWIN LAKES LOT 82 OR3760/1338 & 4887/1859(Q/C) |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 1 |
| Legal Lot Number | 82 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21103 |
Source: St. Johns County records · APN 136074-0820
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 297 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Feb 09, 2026 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 24, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Prior Sale | Jul 12, 2013 · Amount on Record |
| Deed Document Number | 202014075 |
| Deed Book / Page | 4887 / 1859 |
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0063020930 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 09, 2026 |
| Property Address | 297 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297 |
| Document Number | 0063020930 |
| Book / Page | 6302 / 930 |
| Map Reference | MB 62 PG 13-24 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026010926 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 297 TWIN LAKES DR, ST AUGUSTINE, FL 32084-8297 |
| Name | Verified Name |
|---|---|
| Address | 297 TWIN LAKES DR, ST AUGUSTINE, FL 32084-8297 |
| Document Number | 0006302932 |
|---|---|
| Date | Feb 09, 2026 |
| Instrument | 6302/932 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 24, 2020 |
| Property Address | 297 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297 |
| Document Number | 0048871859 |
| Book / Page | 004887 / 001859 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 14075 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | CLOSING USA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $547.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 297 TWIN LAKES DR ST AUGUSTINE FL 320848297, ST AUGUSTINE, FL 32084-8297 |
| Document Number | 48871863 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 004887/001863 |
| Instrument | 14076 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 23, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,500 (+3.92%) Land $75,000 Building $254,500 | $329,500 (+3.92%) Land $75,000 Building $254,500 | |
| 2025 | $4,558.00 (+14.32%) Homeowner's exemption | $317,057 (-4.23%) | $317,057 (-4.23%) Land $75,000 Building $242,057 |
| 2024 | $3,987.00 (+1.84%) | ||
| 2023 | $3,915.00 (+8.81%) | $331,073 (+9.72%) | $331,073 (+9.72%) Land $75,000 Building $256,073 |
| 2022 | $3,598.00 | $301,751 | $301,751 Land $78,400 Building $223,351 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 204 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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