265 Twin Lakes Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 265 Twin Lakes Dr, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2012
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2023)
Tax Bill	$3,711 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136074-0840`

Property Details

APN / Parcel Number

Primary APN	`136074-0840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	1,563 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	379 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	15 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	265 TWIN LAKES DR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	62/13-24 TWIN LAKES LOT 84 OR5807/1843
Legal Range	29E
Legal Township	08S
Legal Section	03
Legal Subdivision	TWIN LAKES
Legal Block	1
Legal Lot Number	84
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1009
Census Tract	21103

Owner

Source: St. Johns County records · APN 136074-0840

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	265 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	May 03, 2012 · Amount on Record
Deed Document Number	202363219
Deed Book / Page	5807 / 1843
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 10, 2023
Property Address	265 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297
Document Number	0058071843
Book / Page	5807 / 1843
Map Reference	MB 62 PG 13-24
Instrument Date	Jul 31, 2023
Instrument	2023063219
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 MASTERS DR, SAINT AUGUSTINE, FL 32084-3192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297

Mortgage

Document Number	0058071845
Date	Aug 10, 2023
Instrument	5807/1845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	265 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297

Mortgage

Document Number	0052730993
Date	May 25, 2021
Book Page	5273/993
Instrument	2021058428

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	May 01, 2042

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	265 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8297

Mortgage

Document Number	0054850348
Date	Feb 03, 2022
Book Page	5485/348
Instrument	2022012515

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,364 (+2.7%)	$301,731 (+4.21%) Land $75,000 Building $226,731
2025	$3,711.00 (+8.89%) Homeowner's exemption	$289,546 (+92.36%)	$289,546 (-4.12%) Land $75,000 Building $214,546
2024	$3,408.00 (+104.68%)
2023	$1,665.00 (+3.87%) Homeowner's exemption	$150,520 (+3%)	$301,999 (+8.44%) Land $75,000 Building $226,999
2022	$1,603.00 Homeowner's exemption	$146,136	$278,487 Land $78,400 Building $200,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090211031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 119 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 32% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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