297 Rogers St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 297 Rogers St, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property TypeVacant Land > Residential
Lot Size84,071 sqft (1.92 acres)
OccupancyOwner Occupied
Last Sale$157,000 (2007)
Tax Bill$1,034.00 (2025)

Owner

Source: Mitchell County records · APN 0799-09-06-8201

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address297 ROGERS ST, SPRUCE PINE, NC 28777-3211
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2007 · Amount on Record
Deed SaleFeb 16, 2007 · Amount on Record
Deed Doc Number0000453582
Deed Book / Page453 / 582
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address297 ROGERS ST, SPRUCE PINE, NC 28777-3211
Transaction TypeMortgage
Record UpdatedMay 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address297 ROGERS ST, SPRUCE PINE, NC 28777-3211

Mortgage

Document Number000656/817
DateApr 25, 2023
Book Page656/817
Instrument2023000869
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressSPRUCE PINE, NC 28777
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,034.00 (-25.56%)$161,700 (-26.67%) Land $41,500 Building $120,200
2023$1,389.00$220,500 Land $41,500 Building $179,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN0799-09-06-8201
Alternative APN
  • 555554910

Exterior

Lot Area84,071 sqft (1.92 acres)

Location & Zoning

Account Number555554910
Street Address297 ROGERS ST
CitySPRUCE PINE
StateNC
Zip28777-3211
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionDIST:010 CITY/MUNI/TWP:SPRUCE PINE FD
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup3
Census Block3026
Census Tract950400

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